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SOUTHERN MISSOURI BANCORP, INC. -- CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2014
Dec. 31, 2013
INTEREST INCOME:        
Loans $ 13,361us-gaap_InterestAndFeeIncomeLoansAndLeases $ 9,512us-gaap_InterestAndFeeIncomeLoansAndLeases $ 25,586us-gaap_InterestAndFeeIncomeLoansAndLeases $ 18,177us-gaap_InterestAndFeeIncomeLoansAndLeases
Investment securities 499us-gaap_InterestIncomeSecuritiesTaxable 509us-gaap_InterestIncomeSecuritiesTaxable 1,045us-gaap_InterestIncomeSecuritiesTaxable 919us-gaap_InterestIncomeSecuritiesTaxable
Mortgage-backed securities 448us-gaap_InterestIncomeSecuritiesMortgageBacked 214us-gaap_InterestIncomeSecuritiesMortgageBacked 863us-gaap_InterestIncomeSecuritiesMortgageBacked 301us-gaap_InterestIncomeSecuritiesMortgageBacked
Other interest-earning assets 49us-gaap_OtherInterestAndDividendIncome 3us-gaap_OtherInterestAndDividendIncome 82us-gaap_OtherInterestAndDividendIncome 6us-gaap_OtherInterestAndDividendIncome
Total interest income 14,357us-gaap_InterestAndDividendIncomeOperating 10,238us-gaap_InterestAndDividendIncomeOperating 27,576us-gaap_InterestAndDividendIncomeOperating 19,403us-gaap_InterestAndDividendIncomeOperating
INTEREST EXPENSE:        
Deposits 1,703us-gaap_InterestExpenseDeposits 1,506us-gaap_InterestExpenseDeposits 3,305us-gaap_InterestExpenseDeposits 2,954us-gaap_InterestExpenseDeposits
Securities sold under agreements to repurchase 27us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase 31us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase 55us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase 63us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase
Advances from FHLB of Des Moines 333us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm 286us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm 673us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm 541us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
Subordinated debt 132fil_InterestExpenseOnSubordinatedDebt 85fil_InterestExpenseOnSubordinatedDebt 254fil_InterestExpenseOnSubordinatedDebt 141fil_InterestExpenseOnSubordinatedDebt
Total interest expense 2,195us-gaap_InterestExpense 1,908us-gaap_InterestExpense 4,287us-gaap_InterestExpense 3,699us-gaap_InterestExpense
NET INTEREST INCOME 12,162us-gaap_InterestIncomeExpenseNet 8,330us-gaap_InterestIncomeExpenseNet 23,289us-gaap_InterestIncomeExpenseNet 15,704us-gaap_InterestIncomeExpenseNet
PROVISION FOR LOAN LOSSES 862us-gaap_ProvisionForLoanAndLeaseLosses 295us-gaap_ProvisionForLoanAndLeaseLosses 1,689us-gaap_ProvisionForLoanAndLeaseLosses 794us-gaap_ProvisionForLoanAndLeaseLosses
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 11,300fil_NetInterestIncomeLossAfterProvisionForLoanLosses1 8,035fil_NetInterestIncomeLossAfterProvisionForLoanLosses1 21,600fil_NetInterestIncomeLossAfterProvisionForLoanLosses1 14,910fil_NetInterestIncomeLossAfterProvisionForLoanLosses1
NONINTEREST INCOME:        
Deposit account charges and related fees 934us-gaap_FeesAndCommissionsDepositorAccounts 660us-gaap_FeesAndCommissionsDepositorAccounts 1,745us-gaap_FeesAndCommissionsDepositorAccounts 1,235us-gaap_FeesAndCommissionsDepositorAccounts
Bank card interchange income 589fil_BankCardInterchangeIncome 340fil_BankCardInterchangeIncome 1,092fil_BankCardInterchangeIncome 658fil_BankCardInterchangeIncome
Loan late charges 83us-gaap_FeesAndCommissionsOther 63us-gaap_FeesAndCommissionsOther 179us-gaap_FeesAndCommissionsOther 117us-gaap_FeesAndCommissionsOther
Other loan fees 112us-gaap_BankingFeesAndCommissions 152us-gaap_BankingFeesAndCommissions 246us-gaap_BankingFeesAndCommissions 228us-gaap_BankingFeesAndCommissions
Net realized gains on sale of loans 203us-gaap_GainLossOnSalesOfLoansNet 160us-gaap_GainLossOnSalesOfLoansNet 382us-gaap_GainLossOnSalesOfLoansNet 244us-gaap_GainLossOnSalesOfLoansNet
Net realized gains on sale of AFS securities 3us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet 109us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet 3us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet 109us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet
Earnings on bank owned life insurance 144us-gaap_BankOwnedLifeInsuranceIncome 130us-gaap_BankOwnedLifeInsuranceIncome 287us-gaap_BankOwnedLifeInsuranceIncome 259us-gaap_BankOwnedLifeInsuranceIncome
Other noninterest income 119us-gaap_NoninterestIncomeOther 53us-gaap_NoninterestIncomeOther 232us-gaap_NoninterestIncomeOther 95us-gaap_NoninterestIncomeOther
Total noninterest income 2,187us-gaap_NoninterestIncome 1,667us-gaap_NoninterestIncome 4,166us-gaap_NoninterestIncome 2,945us-gaap_NoninterestIncome
NONINTEREST EXPENSE:        
Compensation and benefits 4,628us-gaap_EmployeeBenefitsAndShareBasedCompensation 3,032us-gaap_EmployeeBenefitsAndShareBasedCompensation 8,772us-gaap_EmployeeBenefitsAndShareBasedCompensation 5,663us-gaap_EmployeeBenefitsAndShareBasedCompensation
Occupancy and equipment, net 1,633us-gaap_OccupancyNet 978us-gaap_OccupancyNet 2,990us-gaap_OccupancyNet 1,762us-gaap_OccupancyNet
Deposit insurance premiums 174us-gaap_FederalDepositInsuranceCorporationPremiumExpense 110us-gaap_FederalDepositInsuranceCorporationPremiumExpense 337us-gaap_FederalDepositInsuranceCorporationPremiumExpense 208us-gaap_FederalDepositInsuranceCorporationPremiumExpense
Legal and professional fees 264us-gaap_ProfessionalFees 685us-gaap_ProfessionalFees 527us-gaap_ProfessionalFees 911us-gaap_ProfessionalFees
Advertising 275us-gaap_AdvertisingExpense 136us-gaap_AdvertisingExpense 406us-gaap_AdvertisingExpense 237us-gaap_AdvertisingExpense
Postage and office supplies 172us-gaap_SuppliesAndPostageExpense 167us-gaap_SuppliesAndPostageExpense 300us-gaap_SuppliesAndPostageExpense 270us-gaap_SuppliesAndPostageExpense
Intangible amortization 323us-gaap_AmortizationOfIntangibleAssets 176us-gaap_AmortizationOfIntangibleAssets 607us-gaap_AmortizationOfIntangibleAssets 280us-gaap_AmortizationOfIntangibleAssets
Bank card network expense 234fil_BankCardNetworkExpense 181fil_BankCardNetworkExpense 510fil_BankCardNetworkExpense 323fil_BankCardNetworkExpense
Other operating expense 887us-gaap_OtherNoninterestExpense 761us-gaap_OtherNoninterestExpense 1,735us-gaap_OtherNoninterestExpense 1,138us-gaap_OtherNoninterestExpense
Total noninterest expense 8,590us-gaap_NoninterestExpense 6,226us-gaap_NoninterestExpense 16,192us-gaap_NoninterestExpense 10,792us-gaap_NoninterestExpense
INCOME BEFORE INCOME TAXES 4,897us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic 3,476us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic 9,574us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic 7,063us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic
INCOME TAXES 1,460us-gaap_IncomeTaxesPaidNet 957us-gaap_IncomeTaxesPaidNet 2,841us-gaap_IncomeTaxesPaidNet 1,981us-gaap_IncomeTaxesPaidNet
NET INCOME 3,437us-gaap_NetIncomeLoss 2,519us-gaap_NetIncomeLoss 6,733us-gaap_NetIncomeLoss 5,082us-gaap_NetIncomeLoss
Less: dividend on preferred shares 50us-gaap_DividendsPreferredStock 50us-gaap_DividendsPreferredStock 100us-gaap_DividendsPreferredStock 100us-gaap_DividendsPreferredStock
Net income available to common shareholders $ 3,387us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic $ 2,469us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic $ 6,633us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic $ 4,982us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic
Basic earnings per common share $ 0.91us-gaap_EarningsPerShareBasic $ 0.75us-gaap_EarningsPerShareBasic $ 1.83us-gaap_EarningsPerShareBasic $ 1.51us-gaap_EarningsPerShareBasic
Diluted earnings per common share $ 0.89us-gaap_EarningsPerShareDiluted $ 0.73us-gaap_EarningsPerShareDiluted $ 1.78us-gaap_EarningsPerShareDiluted $ 1.47us-gaap_EarningsPerShareDiluted
Dividends per common share $ 0.17us-gaap_CommonStockDividendsPerShareCashPaid $ 0.16us-gaap_CommonStockDividendsPerShareCashPaid $ 0.34us-gaap_CommonStockDividendsPerShareCashPaid $ 0.32us-gaap_CommonStockDividendsPerShareCashPaid