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Note 3: Loans and Allowance For Loan Losses: Schedule of Impaired Loans (Tables)
12 Months Ended
Jun. 30, 2014
Tables/Schedules  
Schedule of Impaired Loans

 

Recorded

Unpaid Principal

Specific

June 30, 2014

Balance

Balance

Allowance

Loans without a specific valuation allowance:

      Residential real estate

$1,789,895

$2,068,408

$-

      Construction real estate

-

-

-

      Commercial real estate

3,382,647

3,391,440

-

      Consumer loans

-

-

-

      Commercial loans

115,481

115,481

-

Loans with a specific valuation allowance:

      Residential real estate

$-

$-

$-

      Construction real estate

-

-

-

      Commercial real estate

-

-

-

      Consumer loans

-

-

-

      Commercial loans

-

-

-

Total:

      Residential real estate

$1,789,895

$2,068,408

$-

      Construction real estate

$-

$-

$-

      Commercial real estate

$3,382,647

$3,391,440

$-

      Consumer loans

$-

$-

$-

      Commercial loans

$115,481

$115,481

$-

 

Recorded

Unpaid Principal

Specific

June 30, 2013

Balance

Balance

Allowance

Loans without a specific valuation allowance:

      Residential real estate

$1,701,720

$2,096,135

$-

      Construction real estate

-

-

-

      Commercial real estate

3,115,324

3,167,982

-

      Consumer loans

-

-

-

      Commercial loans

387,167

391,759

-

Loans with a specific valuation allowance:

      Residential real estate

$-

$-

$-

      Construction real estate

-

-

-

      Commercial real estate

144,328

144,328

85,000

      Consumer loans

-

-

-

      Commercial loans

755,883

1,325,760

557,489

Total:

      Residential real estate

$1,701,720

$2,096,135

$-

      Construction real estate

$-

$-

$-

      Commercial real estate

$3,259,652

$3,312,310

$85,000

      Consumer loans

$-

$-

$-

      Commercial loans

$1,143,050

$1,717,519

$557,489