Note 6: Deposits

12 Months Ended

Jun. 30, 2014

Notes

Note 6: Deposits

NOTE 6:  Deposits

Deposits are summarized as follows:

	June 30,
	2014	2013
Non-interest bearing accounts	$68,112,682	$45,441,845
NOW accounts	271,156,277	208,047,966
Money market deposit accounts	28,033,253	22,274,947
Savings accounts	95,326,510	84,372,522
TOTAL NON-MATURITY DEPOSITS	462,628,722	360,137,280
Certificates
0.00-.99%	182,969,822	129,001,095
1.00-1.99%	107,466,963	98,756,575
2.00-2.99%	19,112,848	24,345,200
3.00-3.99%	13,522,636	19,431,132
4.00-4.99%	100,017	707,652
5.00-5.99%	-	-
TOTAL CERTIFICATES	323,172,285	272,241,653
TOTAL DEPOSITS	$785,801,007	$632,378,933

The aggregate amount of deposits with a minimum denomination of $100,000 was $393,897,088 and $335,925,226 at June 30, 2014 and 2013, respectively. 

Certificate maturities are summarized as follows:

	June 30, 2014
July 1, 2014 to June 30, 2015	$207,367,139
July 1, 2015 to June 30, 2016	58,558,504
July 1, 2016 to June 30, 2017	19,888,140
July 1, 2017 to June 30, 2018	24,630,616
July 1, 2018 to June 30, 2019	12,727,886
Thereafter	-
TOTAL	$323,172,285

Deposits from executive officers, directors, significant shareholders and their affiliates (related parties) held by the Company at June 30, 2014 and 2013 totaled approximately $2.4 million and $1.9 million, respectively.