Note 1: Basis of Presentation: Consolidation Policy (Policies)	3 Months Ended
Sep. 30, 2014
Policies
Consolidation Policy	The accompanying consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries, Southern Bank and Peoples Bank of the Ozarks. All significant intercompany accounts and transactions have been eliminated in consolidation.

- Definition

Disclosure of accounting policy regarding (1) the principles it follows in consolidating or combining the separate financial statements, including the principles followed in determining the inclusion or exclusion of subsidiaries or other entities in the consolidated or combined financial statements and (2) its treatment of interests (for example, common stock, a partnership interest or other means of exerting influence) in other entities, for example consolidation or use of the equity or cost methods of accounting. The accounting policy may also address the accounting treatment for intercompany accounts and transactions, noncontrolling interest, and the income statement treatment in consolidation for issuances of stock by a subsidiary.

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