Note 3: Loans and Allowance For Loan Losses: Schedule of Loan Portfolio Aging Analysis (Tables)

12 Months Ended

Jun. 30, 2014

Tables/Schedules

Schedule of Loan Portfolio Aging Analysis

The following tables present the Company’s loan portfolio aging analysis (excluding loans in process and deferred loan fees) as of June 30, 2014 and 2013.  These tables include purchased credit impaired loans, which are reported according to aging analysis after acquisition based on the Company’s standards for such classification:

	30-59 Days	60-89 Days	Greater Than	Total		Total Loans	Total Loans > 90
June 30, 2014	Past Due	Past Due	90 Days	Past Due	Current	Receivable	Days & Accruing
Real Estate Loans:
Residential	$1,118,637	$50,980	$450,988	$1,620,605	$302,280,832	$303,901,437	$105,744
Construction	65,000	-	-	65,000	21,411,875	21,476,875	-
Commercial	1,025,249	-	17,563	1,042,812	307,477,181	308,519,993	17,563
Consumer loans	204,552	30,475	34,070	269,097	34,953,667	35,222,764	6,444
Commercial loans	100,991	430,970	347,020	878,981	140,193,445	141,072,426	-
Total loans	$2,514,429	$512,425	$849,641	$3,876,495	$806,317,000	$810,193,495	$129,751

	30-59 Days	60-89 Days	Greater Than	Total		Total Loans	Total Loans > 90
June 30, 2013	Past Due	Past Due	90 Days	Past Due	Current	Receivable	Days & Accruing
Real Estate Loans:
Residential	$369,898	$66,213	$102,498	$538,609	$233,349,833	$233,888,442	$-
Construction	-	-	-	-	19,932,817	19,932,817	-
Commercial	-	-	225,099	225,099	242,078,823	242,303,922	-
Consumer loans	239,323	42,924	12,275	294,522	28,120,356	28,414,878	-
Commercial loans	63,394	-	18,266	81,660	130,786,824	130,868,484	-
Total loans	$672,615	$109,137	$358,138	$1,139,890	$654,268,653	$655,408,543	$-