Note 5: Accounting For Certain Loans Acquired in A Transfer: Schedule of Loans Acquired in Transfer Credit Impaired Expected Accretable Yield (Tables)

3 Months Ended

Mar. 31, 2014

Tables/Schedules

Schedule of Loans Acquired in Transfer Credit Impaired Expected Accretable Yield

Accretable yield, or income expected to be collected, is as follows:

	Three-month period ending
	March 31, 2014	March 31, 2013
Balance at beginning of period	$637,260	$913,266
Additions	-	-
Accretion	(31,850)	(62,735)
Reclassification from nonaccretable difference	427	7,353
Disposals	-	-
Balance at end of period	$605,837	$857,884

	Nine-month period ending
	March 31, 2014	March 31, 2013
Balance at beginning of period	$798,789	$489,356
Additions	-	-
Accretion	(196,327)	(142,339)
Reclassification from nonaccretable difference	3,375	510,867
Disposals	-	-
Balance at end of period	$605,837	$857,884