Note 8: Income Taxes: Schedule of Deferred Tax Assets and Liabilities (Tables)

3 Months Ended

Sep. 30, 2013

Tables/Schedules

Schedule of Deferred Tax Assets and Liabilities

	September 30, 2013	June 30, 2013
Deferred tax assets:
Provision for losses on loans	$3,682,915	$3,545,918
Accrued compensation and benefits	214,720	211,117
Other-than-temporary impairment on             available for sale securities	261,405	261,405
NOL carry forwards acquired	147,155	150,270
Unrealized loss on other real estate	27,200	31,280
Unrealized loss on available for sale securities	523,612	116,157
Total deferred tax assets	4,857,007	4,316,147
Deferred tax liabilities:
FHLB stock dividends	188,612	188,612
Purchase accounting adjustments	1,043,299	1,228,067
Depreciation	714,252	761,389
Prepaid expenses	186,494	151,939
Other	130,305	40,224
Total deferred tax liabilities	2,262,962	2,370,231
Net deferred tax (liability) asset	$2,594,045	$1,945,916