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Southern Missouri Bancorp, Inc. -- Consolidated Statements of Cash Flows (USD $)
12 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2011
Cash Flows From Operating Activities:      
NET INCOME $ 10,067,215 $ 10,098,263 $ 11,470,031
Items not requiring (providing) cash:      
Depreciation 1,151,199 937,647 733,131
Loss on disposal of fixed assets 100,895    
Stock option and stock grant expense 198,866 25,705 64,742
Loss (gain) on sale of foreclosed assets 69,346 (23,089) 71,964
Amortization of intangible assets 417,132 417,131 354,636
Increase in cash surrender value of bank owned life insurance (509,543) (343,031) (277,540)
Provision for loan losses 1,716,050 1,784,715 2,384,799
Amortization of premiums and discounts on securities 607,562 389,958 258,606
Bargain purchase gain on acquisition     (6,996,750)
Decrease (increase) deferred income taxes 230,386 (1,409,145) 1,507,621
Originations of loans held for sale (7,669,380) (8,345,902) (6,687,924)
Proceeds from sales of loans held for sale 7,405,403 7,974,128 6,543,552
Gains on sales of loans held for sale (302,538) (315,674) (173,168)
Changes in:      
Accrued interest receivable (275,353) 105,591 100,525
Prepaid expenses and other assets 1,383,306 1,098,761 662,040
Accounts payable and other liabilities 762,306 (4,835,162) 4,248,091
Accrued interest payable (97,131) (208,685) (107,241)
NET CASH PROVIDED BY OPERATING ACTIVITIES 15,255,721 7,351,211 14,157,115
Cash flows from investing activities:      
Net increase in loans (68,738,090) (28,632,405) (26,488,788)
Net cash received in acquisitions     38,249,286
Net change in interest-bearing deposits 293,000 (481,000)  
Proceeds from maturities of available for sale securities 33,198,504 39,251,480 26,595,224
Proceeds from maturities of interest-bearing time deposits     297,000
Net redemptions of Federal Home Loan Bank stock 11,600 351,000 1,020,900
Net purchases of Federal Reserve Bank of Saint Louis stock (3,400) (282,300) (135,650)
Purchases of available-for-sale securities (40,087,044) (51,186,068) (23,303,316)
Purchases of premises and equipment (7,556,825) (4,227,182) (1,139,257)
Purchases of bank owned life insurance   (7,500,000)  
Investments in state and federal tax credits (2,744,436) (686,109) (2,138,984)
Proceeds from sale of fixed assets 135,961    
Proceeds from sale of foreclosed assets 2,177,725 783,889 724,667
NET CASH (USED IN) PROVIDED BY INVESTING ACTIVITIES (83,313,005) (52,608,695) 13,681,082
Cash flows from financing activities:      
Net increase in demand deposits and savings accounts 6,637,811 57,996,020 39,133,943
Net increase (decrease) in certificates of deposits 40,927,498 (33,333,213) (32,714,693)
Net increase (decrease) in securities sold under agreements to repurchase 2,145,785 412,356 (5,138,697)
Proceeds from Federal Home Loan Bank advances 92,285,000    
Repayments of Federal Home Loan Bank advances (92,285,000) (9,000,000) (27,206,803)
Preferred stock issued   19,973,208  
Redemption of preferred stock   (9,550,000)  
Common stock issued   19,914,349  
Exercise of stock options 100,518 22,845 82,730
Dividends paid on preferred stock (411,553) (368,760) (477,500)
Dividends paid on common stock (1,974,924) (1,283,928) (1,004,749)
NET CASH PROVIDED BY (USED IN) FINANCING ACTIVITIES 47,425,135 44,782,877 (27,325,769)
(Decrease) increase in cash and cash equivalents (20,632,149) (474,607) 512,428
Cash and cash equivalents at beginning of period 33,421,099 33,895,706 33,383,278
Cash and cash equivalents at end of period 12,788,950 33,421,099 33,895,706
Noncash investing and financing activities:      
Conversion of loans to foreclosed real estate 3,690,950 1,149,502 896,875
Conversion of foreclosed real estate to loans 68,400 651,550 157,500
Conversion of loans to repossessed assets 264,627 148,720 396,229
Cash paid during the period for:      
Interest (net of interest credited) 2,504,600 2,862,935 3,079,647
Income taxes, cash paid $ 2,736,084 $ 6,946,830 $ 1,947,171