Note 22: Quarterly Financial Data (unaudited)

12 Months Ended

Jun. 30, 2013

Notes

Note 22: Quarterly Financial Data (unaudited)

NOTE 22:  Quarterly Financial Data (Unaudited)

Quarterly operating data is summarized as follows (in thousands):

	June 30, 2013
	First Quarter	Second Quarter	Third Quarter	Fourth Quarter
Interest income	$9,362	$9,198	$8,756	$8,975
Interest expense	1,942	1,867	1,864	1,827
Net interest income	7,420	7,331	6,892	7,148
Provision for loan losses	611	462	228	415
Noninterest income	1,060	1,118	1,144	1,147
Noninterest expense	4,138	4,441	4,441	4,502
Income before income taxes	3,731	3,546	3,367	3,378
Income tax expense	1,141	1,065	901	848
NET INCOME	$2,590	$2,481	$2,466	$2,530

	June 30, 2012
	First Quarter	Second Quarter	Third Quarter	Fourth Quarter
Interest income	$10,214	$9,943	$9,755	$9,053
Interest expense	2,736	2,622	2,446	2,139
Net interest income	7,478	7,321	7,309	6,914
Provision for loan losses	517	345	215	707
Noninterest income	1,116	899	954	1,093
Noninterest expense	3,783	3,884	4,866	4,072
Income before income taxes	4,294	3,991	3,182	3,228
Income tax expense	1,444	1,317	1,006	830
NET INCOME	$2,850	$2,674	$2,176	$2,398

	June 30, 2011
	First Quarter	Second Quarter	Third Quarter	Fourth Quarter
Interest income	$7,295	$7,539	$10,296	$9,917
Interest expense	2,780	2,776	2,903	2,825
Net interest income	4,515	4,763	7,393	7,092
Provision for loan losses	643	274	1,196	273
Noninterest income	820	7,867	850	966
Noninterest expense	2,861	3,695	4,068	3,834
Income before income taxes	1,831	8,661	2,979	3,951
Income tax expense	528	3,085	1,001	1,338
NET INCOME	$1,303	$5,576	$1,978	$2,613