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SOUTHERN MISSOURI BANCORP, INC. -- CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
9 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Cash Flows From Operating Activities:    
Net income $ 7,537,284 $ 7,700,874
Items not requiring (providing) cash:    
Depreciation 826,834 682,285
Loss on disposal of fixed assets 20,875  
MRP and SOP expense 160,643 17,687
Gain on sale of foreclosed assets (17,654) (124,089)
Amortization of intangible assets 312,849 312,849
Increase in cash surrender value of bank owned life insurance (380,316) (214,130)
Provision for loan losses 1,301,081 1,077,454
Net amortization of premiums and discounts on securities 439,342 243,518
Deferred income taxes 297,875 (1,259,816)
Originations of loans held for sale (4,956,029)  
Proceeds from sales of loans held for sale 5,116,239  
Changes in:    
Accrued interest receivable 616,200 858,017
Prepaid expenses and other assets (2,231,143) 565,825
Accounts payable and other liabilities 1,148,957 (3,985,529)
Accrued interest payable (70,152) (132,248)
Net cash provided by operating activities 10,122,885 5,742,697
Cash flows from investing activities:    
Net (increase) decrease in loans (38,850,550) 9,149,712
Net change in interest-bearing deposits (202,000) (580,000)
Proceeds from maturities of available for sale securities 27,954,781 29,425,788
Net redemptions of Federal Home Loan Bank stock   317,000
Net purchases of Federal Reserve Bank of Saint Louis stock (3,400) (282,300)
Purchases of available-for-sale securities (33,408,568) (39,872,944)
Purchases of premises and equipment (5,904,695) (3,947,550)
Investments in state and federal tax credits   (686,109)
Proceeds from sale of fixed assets 26,500  
Purchases of bank owned life insurance   (7,500,000)
Proceeds from sale of foreclosed assets 1,568,483 687,024
Net cash used in investing activities (48,819,449) (13,289,379)
Cash flows from financing activities:    
Net increase in demand deposits and savings accounts 19,422,508 58,584,161
Net increase (decrease) in certificates of deposits 26,660,534 (19,436,357)
Net increase in securities sold under agreements to repurchase 1,757,202 1,286,660
Repayments of Federal Home Loan Bank advances   (9,000,000)
Redemption of preferred stock   (9,550,000)
Proceeds from issuance of preferred stock   19,973,208
Proceeds from issuance of common stock 66,555 19,914,349
Dividends paid on preferred stock (361,553) (318,760)
Dividends paid on common stock (1,480,818) (893,871)
Exercise of stock options 33,963 15,230
Net cash provided by financing activities 46,098,391 60,574,620
Increase in cash and cash equivalents 7,401,827 53,027,938
Cash and cash equivalents at beginning of period 33,421,099 33,895,706
Cash and cash equivalents at end of period 40,822,926 86,923,644
Noncash investing and financing activities:    
Conversion of loans to foreclosed real estate 3,463,950 549,502
Conversion of foreclosed real estate to loans 68,400 565,550
Conversion of loans to repossessed assets 251,627 138,476
Cash paid during the period for:    
Interest (net of interest credited) 2,000,909 2,367,008
Income taxes $ 1,541,084 $ 5,601,570