Note 4: Loans and Allowance For Loan Losses: Financing Receivable Credit Quality Indicators (Tables)

3 Months Ended

Mar. 31, 2013

Tables/Schedules

Financing Receivable Credit Quality Indicators

	March 31, 2013
	Residential	Construction	Commercial
	Real Estate	Real Estate	Real Estate	Consumer	Commercial
Pass	$228,981,019	$17,009,666	$232,705,600	$27,590,637	$112,050,013
Watch	1,888,213	-	1,550,715	43,632	57,742
Special Mention	-	-	-	-	-
Substandard	792,329	100,351	4,084,438	147,020	1,698,352
Doubtful	-	-	-	-	-
Total	$229,773,348	$17,110,017	$236,790,038	$27,737,657	$113,748,365

	June 30, 2012
	Residential	Construction	Commercial
	Real Estate	Real Estate	Real Estate	Consumer	Commercial
Pass	$198,847,363	$22,811,575	$194,280,920	$28,967,594	$129,572,873
Watch	1,561,263	-	149,940	-	5,398,255
Special Mention	-	-	-	-	-
Substandard	604,072	-	6,526,569	18,311	2,033,094
Doubtful	-	-	-	-	-
Total	$201,012,698	$22,811,575	$200,957,429	$28,985,905	$137,004,222