Loans and Allowance For Loan Losses: Schedule of Loan Portfolio by Credit Rating (Details) (USD $)	Dec. 31, 2012	Jun. 30, 2012
Loans Receivable Real Estate Construction	$ 22,115,280	$ 40,181,979
Loans and Leases Receivable, Gross, Consumer	28,187,249	28,985,905
Loans and Leases Receivable, Gross, Commercial	125,163,107	137,004,222
Pass
Loans Receivable Conventional Real Estate	225,796,824	198,847,363
Loans Receivable Real Estate Construction	12,699,677	22,811,575
Loans Receivable, Gross, Commercial, Real Estate	233,361,886	194,280,920
Loans and Leases Receivable, Gross, Consumer	28,175,550	28,967,594
Loans and Leases Receivable, Gross, Commercial	123,822,714	129,572,873
Watch
Loans Receivable Conventional Real Estate	1,618,763	1,561,263
Loans Receivable Real Estate Construction	1,613,159
Loans Receivable, Gross, Commercial, Real Estate	59,072	149,940
Loans and Leases Receivable, Gross, Consumer	29,430
Loans and Leases Receivable, Gross, Commercial	1,193	5,398,255
Substandard
Loans Receivable Conventional Real Estate	104,869	604,072
Loans Receivable Real Estate Construction	9,103
Loans Receivable, Gross, Commercial, Real Estate	1,849,082	6,526,569
Loans and Leases Receivable, Gross, Consumer	11,699	18,311
Loans and Leases Receivable, Gross, Commercial	1,340,393	2,033,094
Total loans by credit risk profile
Loans Receivable Conventional Real Estate	225,901,693	201,012,698
Loans Receivable Real Estate Construction	12,708,780	22,811,575
Loans Receivable, Gross, Commercial, Real Estate	235,210,968	200,957,429
Loans and Leases Receivable, Gross, Consumer	28,187,249	28,985,905
Loans and Leases Receivable, Gross, Commercial	$ 125,163,107	$ 137,004,222

Amount before allowance of commercial loans and leases receivable includes, but not limited to, commercial and industrial loans, agricultural loans, mortgage loans, promissory notes, interbank and other loans to financial institutions, draws against credit facilities, trade financing, lease financings. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount before allowance of consumer loans, including, but not limited to, mortgage, home equity, vehicles, credit card, installment, and lease financing. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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- Definition

Amount before allowance of commercial loans issued to businesses to acquire, develop, construct, improve, or refinance land or building. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

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Reference 2: http://www.xbrl.org/2003/role/presentationRef

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-Name Accounting Standards Codification

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Reference 3: http://www.xbrl.org/2003/role/presentationRef

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Reference 4: http://www.xbrl.org/2003/role/presentationRef

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Reference 5: http://www.xbrl.org/2003/role/presentationRef

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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 60

-Paragraph 47

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Audit and Accounting Guide (AAG)

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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

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