Loans and Allowance For Loan Losses: Schedule of Classes of Loans (Details) (USD $)	Dec. 31, 2012	Jun. 30, 2012
Loans Receivable Residential Real Estate	$ 225,901,693	$ 201,012,698
Loans Receivable Real Estate Construction	22,115,280	40,181,979
Loans Receivable, Gross, Commercial, Mortgage	235,210,968	200,957,429
Loans and Leases Receivable, Gross, Consumer	28,187,249	28,985,905
Loans and Leases Receivable, Gross, Commercial	125,163,107	137,004,222
Loans and Leases Receivable, Loans in Process	(9,406,500)	(17,370,404)
Loans Receivable Deferred Loan Fees, Net	158,304	184,746
Allowance for Notes, Loans and Financing Receivable	(7,920,201)	(7,492,054)
Total loans receivable	$ 619,409,900	$ 583,464,521

Amount before allowance of commercial loans and leases receivable includes, but not limited to, commercial and industrial loans, agricultural loans, mortgage loans, promissory notes, interbank and other loans to financial institutions, draws against credit facilities, trade financing, lease financings. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount before allowance of consumer loans, including, but not limited to, mortgage, home equity, vehicles, credit card, installment, and lease financing. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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- Definition

Amount before allowance of mortgage loans on existing land or building. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

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