Accounting For Certain Loans Acquired in A Transfer: Schedule of Loans Acquired in Transfer Credit Impaired Expected Accretable Yield or Income (Tables)

3 Months Ended

Dec. 31, 2012

Tables/Schedules

Schedule of Loans Acquired in Transfer Credit Impaired Expected Accretable Yield or Income

	Three-month period ended	Three-month period ended
	December 31, 2012	December 31, 2011
Balance at beginning of period	$838,049	$942,876
Additions	-	-
Accretion	(158,020)	(283,279)
Reclassification from nonaccretable difference	7,215	144,947
Disposals	-	-
Balance at end of period	$687,244	$804,544

	Six-month period ended	Six-month period ended
	December 31, 2012	December 2011
Balance at beginning of period	$489,356	$792,942
Additions	-	-
Accretion	(305,626)	(704,238)
Reclassification from nonaccretable difference	503,514	715,840
Disposals	-	-
Balance at end of period	$687,244	$804,544