Note 4: Loans and Allowance For Loan Losses: Schedule of Loan Portfolio by Credit Rating (Details) (USD $)	Sep. 30, 2012	Jun. 30, 2012
Loans Receivable Conventional Real Estate	$ 206,916,266	$ 201,012,698
Loans Receivable Real Estate Construction	31,279,237	40,181,979
Loans Receivable, Gross, Commercial, Real Estate	221,912,242	200,957,429
Loans and Leases Receivable, Gross, Consumer	28,349,963	28,985,905
Loans and Leases Receivable, Gross, Commercial	140,553,260	137,004,222
Pass
Loans Receivable Conventional Real Estate	203,819,521	198,847,363
Loans Receivable Real Estate Construction	18,878,460	22,811,575
Loans Receivable, Gross, Commercial, Real Estate	213,507,013	194,280,920
Loans and Leases Receivable, Gross, Consumer	28,300,076	28,967,594
Loans and Leases Receivable, Gross, Commercial	133,830,481	129,572,873
Special Mention
Loans Receivable Conventional Real Estate	1,845,891	1,561,263
Loans Receivable, Gross, Commercial, Real Estate	1,319,007	149,940
Loans and Leases Receivable, Gross, Consumer	32,451
Loans and Leases Receivable, Gross, Commercial	5,167,861	5,398,255
Substandard
Loans Receivable Conventional Real Estate	1,250,854	604,072
Loans Receivable, Gross, Commercial, Real Estate	7,086,222	6,526,569
Loans and Leases Receivable, Gross, Consumer	17,436	18,311
Loans and Leases Receivable, Gross, Commercial	1,554,918	2,033,094
Total loans by credit risk profile
Loans Receivable Conventional Real Estate	206,916,266	201,012,698
Loans Receivable Real Estate Construction	18,878,460	22,811,575
Loans Receivable, Gross, Commercial, Real Estate	221,912,242	200,957,429
Loans and Leases Receivable, Gross, Consumer	28,349,963	28,985,905
Loans and Leases Receivable, Gross, Commercial	$ 140,553,260	$ 137,004,222

Amount before allowance of commercial loans and leases receivable includes, but not limited to, commercial and industrial loans, agricultural loans, mortgage loans, promissory notes, interbank and other loans to financial institutions, draws against credit facilities, trade financing, lease financings. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount before allowance of consumer loans, including, but not limited to, mortgage, home equity, vehicles, credit card, installment, and lease financing. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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- Definition

Amount before allowance of commercial loans issued to businesses to acquire, develop, construct, improve, or refinance land or building. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

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Reference 2: http://www.xbrl.org/2003/role/presentationRef

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Reference 3: http://www.xbrl.org/2003/role/presentationRef

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Reference 5: http://www.xbrl.org/2003/role/presentationRef

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Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

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