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SOUTHERN MISSOURI BANCORP, INC. -- CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
3 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Cash Flows From Operating Activities:    
Net income $ 2,590,254 $ 2,850,392
Items not requiring (providing) cash:    
Depreciation 262,864 214,363
Loss on disposal of fixed assets 20,875  
MRP and SOP expense 53,548 5,508
Loss on sale of foreclosed assets (20,874) (73,983)
Amortization of intangible assets 104,283 104,283
Increase in cash surrender value of bank owned life insurance (125,821) (71,553)
Provision for loan losses and off-balance sheet credit exposures 610,689 516,683
Net amortization of premiums and discounts on securities 135,976 50,558
Changes in:    
Increase decrease in accrued interest receivable (738,056) (502,260)
Increase decrease in prepaid expenses and other assets (2,455,486) 210,029
Increase decrease in accounts payable and other liabilities (709,708) (1,926,929)
Increase decrease in accrued interest payable (80,370) (8,452)
Net cash provided by operating activities (351,826) 1,368,639
Cash flows from investing activities:    
Net increase in loans (25,916,148) (7,928,546)
Net change in interest-bearing deposits (881,000)  
Proceeds from maturities of available for sale securities 11,688,771 6,058,908
Net purchases of Federal Home Loan Bank stock (801,000)  
Purchases of available-for-sale securities (8,314,197) (7,054,020)
Purchases of premises and equipment (2,048,701) (606,015)
Proceeds from sale of fixed assets 26,500  
Proceeds from sale of foreclosed assets 399,100 186,075
Net cash used in investing activities (25,846,675) (9,343,598)
Cash flows from financing activities:    
Net (decrease) increase in demand deposits and savings accounts (6,745,685) 17,216,235
Net (decrease) increase in certificates of deposits (6,183,601) 1,460,533
Net (decrease) increase in securities sold under agreements to repurchase (2,701,830) 144,920
Proceeds from Federal Home Loan Bank advances 18,000,000  
Redemption of preferred stock   (9,550,000)
Issuance of preferred stock   19,973,208
Dividends paid on preferred stock (116,438) (87,542)
Dividends paid on common stock (493,356) (251,877)
Exercise of stock options 24,368 15,230
Net cash provided by financing activities 1,783,458 28,920,707
(Decrease) increase in cash and cash equivalents (24,415,043) 20,945,748
Cash and cash equivalents at beginning of period 33,421,099 33,895,706
Cash and cash equivalents at end of period 9,006,056 54,841,454
Noncash investing and financing activities:    
Conversion of loans to foreclosed real estate 20,000 292,000
Conversion of foreclosed real estate to loans 45,000 507,050
Conversion of loans to repossessed assets 105,500 110,005
Cash paid during the period for:    
Interest (net of interest credited) 1,914,897 634,616
Income taxes $ 1,541,084 $ 2,831,570