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Premises and Equipment

12 Months Ended

Jun. 30, 2012

NOTE 5: Premises and Equipment

Following is a summary of premises and equipment:

	June 30
	2012	2011
Land	$3,255,867	$1,746,331
Buildings and improvements	9,523,450	7,977,484
Furniture, fixtures, and equipment	7,280,566	6,158,890
Automobiles	70,590	74,080
	20,130,473	15,956,785
Less: accumulated depreciation	8,783,409	7,899,256
	$11,347,064	$8,057,529

- Definition

The entire disclosure for long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software. This disclosure may include property plant and equipment accounting policies and methodology, a schedule of property, plant and equipment gross, additions, deletions, transfers and other changes, depreciation, depletion and amortization expense, net, accumulated depreciation, depletion and amortization expense and useful lives, income statement disclosures, assets held for sale and public utility disclosures.

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