January 30, 2020

Matthew T. Funke
Chief Financial Officer
Southern Missouri Bancorp, Inc.
2991 Oak Grove Road
Poplar Bluff, Missouri 63901

       Re: Southern Missouri Bancorp, Inc.
           Form 10-K for Fiscal Year Ended June 30, 2019
           Filed September 13, 2019
           File No. 000-23406

Dear Mr. Funke:

        We have limited our review of your filing to the financial statements
and related
disclosures and have the following comment. In our comment, we may ask you to
provide us
with information so we may better understand your disclosure.

       Please respond to this comment within ten business days by providing the
requested
information or advise us as soon as possible when you will respond. If you do
not believe our
comment applies to your facts and circumstances, please tell us why in your
response.

       After reviewing your response to this comment, we may have additional
comments.

Form 10-K for Fiscal Year Ended June 30, 2019

Report of Independent Registered Public Accounting Firm, page 68

1.    Please amend your Form 10-K to:

           Revise the accountants' reports on the audit of the financial
statements and the audit
           of internal control over financial reporting to include the
signature of the independent
           registered public accounting firm. Refer to Rule 2-02 of Regulation
S-X for
           guidance.
           Revise the consent included as Exhibit 23 to include the signature
of the independent
           registered public accounting firm.
           Include updated certifications as Exhibits 31 and 32.

       In closing, we remind you that the company and its management are
responsible for the
accuracy and adequacy of their disclosures, notwithstanding any review,
comments, action or
absence of action by the staff.
 Matthew T. Funke
Southern Missouri Bancorp, Inc.
January 30, 2020
Page 2

       You may contact John Spitz, Staff Accountant, at (202) 551-3484 or
Michael Volley,
Staff Accountant, at (202) 551-3437 with any questions.



FirstName LastNameMatthew T. Funke                       Sincerely,
Comapany NameSouthern Missouri Bancorp, Inc.
                                                         Division of
Corporation Finance
January 30, 2020 Page 2                                  Office of Finance
FirstName LastName