8-K

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934



                Date of Report (Date of earliest event reported)
                                October 18, 1996




                            Landmark Bancshares, Inc.
                            -------------------------
             (Exact name of Registrant as specified in its Charter)





       Kansas                0-23164                  48-1142260
- ------------------------  --------------   ------------------------------------
(State of Incorporation)  (SEC File No.)   (IRS Employer Identification Number)



Central and Spruce Street, Dodge City, Kansas                         67801
- ---------------------------------------------                       ----------
(Address of principal executive offices)                            (Zip Code)



Registrant's telephone number:  (316) 227-8111
                                --------------


                                Not Applicable
         -------------------------------------------------------------
         (Former name or former address, if changed since last Report)









                          LANDMARK BANCSHARES, INC.

                     INFORMATION TO BE INCLUDED IN REPORT
                     ------------------------------------



Item 5.  Other Events
- ---------------------

      The  Registrant  announced that its Board of Directors had adopted a stock
repurchase  program  that  authorizes  the  repurchase,  of  up  to  5%  of  the
outstanding  shares of the common stock of the  registrant.  The  Registrant has
received regulatory approval of the stock repurchase program.

      For further details,  reference is made to the press release dated October
18, 1996, which is attached hereto as Exhibit 99 and incorporated herein by this
reference.



Item 7.  Financial Statements, Pro Forma Financial Information
         and Exhibits
- --------------------------------------------------------------


Exhibit 99 -- Press Release dated October 18, 1996.
- ----------







                                   SIGNATURES

      Pursuant to the  requirements of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, thereunto duly authorized.

                                    Landmark Bancshares, Inc.

Date:October 18, 1996                    By: /s/Larry Schugart
     ----------------                        -----------------
                                         Larry Schugart
                                         President

EX-99

NEWS RELEASE                     EXHIBIT NO. 99

                     [LANDMARK BANCSHARES, INC. LETTERHEAD]

FOR IMMEDIATE RELEASE

                                 FOR FURTHER INFORMATION CONTACT:
                                       Larry Schugart, President or
October 18, 1996                       James F. Strovas, Sr Vice-President
                                       Phone:  316-227-8111

LANDMARK  BANCSHARES,  INC., the holding  company for Landmark  Federal  Savings
Bank,  plans to repurchase  up to 92,649  shares of the Company's  Common Stock.
Larry Schugart,  President, said the Company has been authorized by its Board of
Directors to repurchase an additional 5% of its 1,852,996  outstanding shares of
common  stock.  The Company has received the  necessary  regulatory  approval to
initiate the repurchase program.

Schugart,  in making the  announcement,  indicated  that with the current  price
trading  at about 92% of book  value,  there is no better  way to add  franchise
value to the  institution,  or to give the  shareholder a better return on their
investment. The repurchases will be made in open market transactions, subject to
the  availability of stock.  The repurchased  shares will become treasury shares
and will be utilized for general corporate  purposes,  including the issuance of
shares in connection with the exercise of stock options.

The Company  completed  its  offering  of Common  Stock in  connection  with the
conversion of Landmark  Federal Savings Bank from a federally  chartered  mutual
savings  association  to a federally  chartered  stock savings bank on March 28,
1994. The Company sold 2,281,312 shares at $10.00 per share, raising $22,813,120
in gross proceeds.

Landmark  Federal Savings Bank with assets of over $210 million is headquartered
in Dodge City, Kansas with branch offices in Great Bend, Garden City, Hoisington
and LaCrosse.  The Company is traded on the NASDAQ  National Market System under
the symbol "LARK".




             STOCK TRADED ON NASDAQ NATIONAL MARKET SYSTEM UNDER THE
                                  SYMBOL "LARK"
  CENTRAL AND SPRUCE/P.O. BOX 1437/DODGE CITY, KANSAS 67801-1437/(316)227-8111
    OFFICES IN: DODGE CITY - GARDEN CITY - GREAT BEND - HOISINGTON - LACROSSE