Exhibit 99.3

Consolidated Balance Sheets
(dollars in millions)
			6/30/2024		3/31/2024		6/30/2023
Assets
	Loans		$	107,078	$	109,885	$	119,011
	Loans held for sale		517		228		1,130
	Securities available for sale		37,460		37,298		37,908
	Held-to-maturity securities		7,968		8,272		9,189
	Trading account assets		1,219		1,171		1,177
	Short-term investments		15,536		13,205		8,959
	Other investments		1,259		1,247		1,474
		Total earning assets	171,037		171,306		178,848
	Allowance for loan and lease losses		(1,547)		(1,542)		(1,480)
	Cash and due from banks		1,326		1,247		758
	Premises and equipment		631		650		652
	Goodwill		2,752		2,752		2,752
	Other intangible assets		41		48		75
	Corporate-owned life insurance		4,382		4,392		4,378
	Accrued income and other assets		8,532		8,314		8,668
	Discontinued assets		296		318		386
		Total assets	$	187,450	$	187,485	$	195,037
Liabilities
	Deposits in domestic offices:
		Interest-bearing deposits	117,570		114,593		111,766
		Noninterest-bearing deposits	28,150		29,638		33,366
		Total deposits	145,720		144,231		145,132
	Federal funds purchased and securities sold under repurchase agreements		25		27		1,702
	Bank notes and other short-term borrowings		5,292		2,896		6,949
	Accrued expense and other liabilities		4,755		5,008		5,339
	Long-term debt		16,869		20,776		22,071
		Total liabilities	172,661		172,938		181,193
Equity
	Preferred stock		2,500		2,500		2,500
	Common shares		1,257		1,257		1,257
	Capital surplus		6,185		6,164		6,231
	Retained earnings		15,706		15,662		15,759
	Treasury stock, at cost		(5,715)		(5,722)		(5,859)
	Accumulated other comprehensive income (loss)		(5,144)		(5,314)		(6,044)
		Key shareholders’ equity	14,789		14,547		13,844
	Noncontrolling interests		—		—		—
		Total equity	14,789		14,547		13,844
Total liabilities and equity			$	187,450	$	187,485	$	195,037
Common shares outstanding (000)			943,200		942,776		935,733

Consolidated Statements of Income
(dollars in millions, except per share amounts)
			Three months ended						Six months ended
			6/30/2024		3/31/2024		6/30/2023		6/30/2024		6/30/2023
Interest income
	Loans		$	1,524	$	1,538	$	1,576	$	3,062	$	3,052
	Loans held for sale		8		14		17		22		30
	Securities available for sale		259		232		194		491		388
	Held-to-maturity securities		73		75		81		148		155
	Trading account assets		16		14		15		30		27
	Short-term investments		192		142		111		334		153
	Other investments		16		17		16		33		29
		Total interest income	2,088		2,032		2,010		4,120		3,834
Interest expense
	Deposits		817		782		531		1,599		881
	Federal funds purchased and securities sold under repurchase agreements		1		1		48		2		70
	Bank notes and other short-term borrowings		51		46		104		97		182
	Long-term debt		332		328		349		660		624
		Total interest expense	1,201		1,157		1,032		2,358		1,757
Net interest income			887		875		978		1,762		2,077
Provision for credit losses			100		101		167		201		306
Net interest income after provision for credit losses			787		774		811		1,561		1,771
Noninterest income
	Trust and investment services income		139		136		126		275		254
	Investment banking and debt placement fees		126		170		120		296		265
	Service charges on deposit accounts		66		63		69		129		136
	Operating lease income and other leasing gains		21		24		23		45		48
	Corporate services income		68		69		86		137		162
	Cards and payments income		85		77		85		162		166
	Corporate-owned life insurance income		34		32		32		66		61
	Consumer mortgage income		16		14		14		30		25
	Commercial mortgage servicing fees		61		56		50		117		96
	Other income		11		6		4		17		4
		Total noninterest income	627		647		609		1,274		1,217
Noninterest expense
	Personnel		636		674		622		1,310		1,323
	Net occupancy		66		67		65		133		135
	Computer processing		101		102		95		203		187
	Business services and professional fees		37		41		41		78		86
	Equipment		20		20		22		40		44
	Operating lease expense		17		17		21		34		41
	Marketing		21		19		29		40		50
	Intangible asset amortization		—		—		—		—		—
	Other expense		181		203		181		384		386
		Total noninterest expense	1,079		1,143		1,076		2,222		2,252
Income (loss) from continuing operations before income taxes			335		278		344		613		736
	Income taxes		62		59		58		121		139
Income (loss) from continuing operations			273		219		286		492		597
	Income (loss) from discontinued operations, net of taxes		1		—		1		1		2
Net income (loss)			274		219		287		493		599
	Less: Net income (loss) attributable to noncontrolling interests		—		—		—		—		—
Net income (loss) attributable to Key			$	274	$	219	$	287	$	493	$	599
Income (loss) from continuing operations attributable to Key common shareholders			$	237	$	183	$	250	$	420	$	525
Net income (loss) attributable to Key common shareholders			238		183		251		421		527
Per common share
Income (loss) from continuing operations attributable to Key common shareholders			$	.25	$	.20	$	.27	$	.45	$	.57
Income (loss) from discontinued operations, net of taxes			—		—		—		—		—
Net income (loss) attributable to Key common shareholders (a)			.25		.20		.27		.45		.57
Per common share — assuming dilution
Income (loss) from continuing operations attributable to Key common shareholders			$	.25	$	.20	$	.27	$	.45	$	.56
Income (loss) from discontinued operations, net of taxes			—		—		—		—		—
Net income (loss) attributable to Key common shareholders (a)			.25		.20		$	.27	.45		.57
Cash dividends declared per common share			$	.205	$	.205	$	.205	$	.41	$	.41
Weighted-average common shares outstanding (000)			931,726		929,692		926,741		930,776		926,807
	Effect of common share options and other stock awards		6,761		7,319		3,713		7,040		5,513
Weighted-average common shares and potential common shares outstanding (000) (b)			938,487		937,011		930,454		937,816		932,320

(a)Earnings per share may not foot due to rounding.

(b)Assumes conversion of common share options and other stock awards and/or convertible preferred stock, as applicable.