16. Accumulated Other Comprehensive Income

Our changes in AOCI for the three and nine months ended September 30, 2015, and September 30, 2014, are as follows:


	Unrealized gains			Unrealized gains			Foreign currency			Net pension and
	(losses) on securities			(losses) on derivative			translation			postretirement
in millions	available for sale			financial instruments			adjustment			benefit costs			Total
Balance at December 31, 2014	$	(4	)	$	(8	)	$	22		$	(366	)	$	(356	)
Other comprehensive income before reclassification, net of income taxes		57			107			(19	)		(38	)		107
Amounts reclassified from accumulated other comprehensive income, net of income taxes^(a)		1			(44	)		1			19			(23	)

Net current-period other comprehensive income, net of income taxes		58			63			(18	)		(19	)		84

Balance at September 30, 2015		54		$	55		$	4		$	(385	)	$	(272	)

Balance at June 30, 2015		—		$	7		$	9		$	(361	)	$	(345	)
Other comprehensive income before reclassification, net of income taxes	$	54			65			(5	)		(38	)		76
Amounts reclassified from accumulated other comprehensive income, net of income taxes^(a)		—			(17	)		—			14			(3	)

Net current-period other comprehensive income, net of income taxes		54			48			(5	)		(24	)		73

Balance at September 30, 2015		54		$	55		$	4		$	(385	)	$	(272	)

Balance at December 31, 2013	$	(63	)	$	(11	)	$	42		$	(320	)	$	(352	)
Other comprehensive income before reclassification, net of income taxes		24			25			(9	)		—			40
Amounts reclassified from accumulated other comprehensive income, net of income taxes^(a)		—			(29	)		(3	)		19			(13	)

Net current-period other comprehensive income, net of income taxes		24			(4	)		(12	)		19			27

Balance at September 30, 2014	$	(39	)	$	(15	)	$	30		$	(301	)	$	(325	)

Balance at June 30, 2014	$	(6	)	$	(7	)	$	39		$	(315	)	$	(289	)
Other comprehensive income before reclassification, net of income taxes		(33	)		3			(9	)		—			(39	)
Amounts reclassified from accumulated other comprehensive income, net of income taxes ^(a)		—			(11	)		—			14			3

Net current-period other comprehensive income, net of income taxes		(33	)		(8	)		(9	)		14			(36	)

Balance at September 30, 2014	$	(39	)	$	(15	)	$	30		$	(301	)	$	(325	)

(a)	See table below for details about these reclassifications.

Our reclassifications out of AOCI for the three and nine months ended September 30, 2015, and September 30, 2014, are as follows:


Nine months ended September 30, 2015 in millions	Amount Reclassified from Accumulated Other Comprehensive Income			Affected Line Item in the Statement Where Net Income is Presented
Unrealized gains (losses) on available for sale securities
Realized losses	$	(1	)	Other income

		(1	)	Income (loss) from continuing operations before income taxes
		—		Income taxes

	$	(1	)	Income (loss) from continuing operations

Unrealized gains (losses) on derivative financial instruments
Interest rate	$	73		Interest income — Loans
Interest rate		(3	)	Interest expense — Long term debt

		70		Income (loss) from continuing operations before income taxes
		26		Income taxes

	$	44		Income (loss) from continuing operations

Foreign currency translation adjustment
	$	(2	)	Corporate services income

		(2	)	Income (loss) from continuing operations before income taxes
		(1	)	Income taxes

	$	(1	)	Income (loss) from continuing operations

Net pension and postretirement benefit costs
Amortization of losses	$	(13	)	Personnel expense
Settlement loss		(19	)	Personnel expense
Amortization of unrecognized prior service cost		1		Personnel expense

		(31	)	Income (loss) from continuing operations before income taxes
		(12	)	Income taxes

	$	(19	)	Income (loss) from continuing operations


Three months ended September 30, 2015 in millions	Amount Reclassified from Accumulated Other Comprehensive Income			Affected Line Item in the Statement Where Net Income is Presented
Unrealized gains (losses) on derivative financial instruments
Interest rate	$	28		Interest income — Loans
Interest rate		(1	)	Interest expense — Long term debt

		27		Income (loss) from continuing operations before income taxes
		10		Income taxes

	$	17		Income (loss) from continuing operations

Foreign currency translation adjustment
	$	(1	)	Corporate services income

		(1	)	Income (loss) from continuing operations before income taxes
		(1	)	Income taxes

		—		Income (loss) from continuing operations

Net pension and postretirement benefit costs
Amortization of losses	$	(4	)	Personnel expense
Settlement loss		(19	)	Personnel expense

		(23	)	Income (loss) from continuing operations before income taxes
		(9	)	Income taxes

	$	(14	)	Income (loss) from continuing operations


Nine months ended September 30, 2014 in millions	Amount Reclassified from Accumulated Other Comprehensive Income			Affected Line Item in the Statement Where Net Income is Presented
Unrealized gains (losses) on derivative financial instruments
Interest rate	$	49		Interest income — Loans
Interest rate		(3	)	Interest expense — Long term debt

		46		Income (loss) from continuing operations before income taxes
		17		Income taxes

	$	29		Income (loss) from continuing operations

Foreign currency translation adjustment
	$	3		Corporate services income

		3		Income (loss) from continuing operations before income taxes
		—		Income taxes

	$	3		Income (loss) from continuing operations

Net pension and postretirement benefit costs
Amortization of losses	$	(12	)	Personnel expense
Settlement loss		(20	)	Personnel expense

		(32	)	Income (loss) from continuing operations before income taxes
		(13	)	Income taxes

	$	(19	)	Income (loss) from continuing operations


Three months ended September 30, 2014 in millions	Amount Reclassified from Accumulated Other Comprehensive Income			Affected Line Item in the Statement Where Net Income is Presented
Unrealized gains (losses) on derivative financial instruments
Interest rate	$	18		Interest income — Loans
Interest rate		(1	)	Interest expense — Long term debt
Foreign exchange contracts		1		Other income

		18		Income (loss) from continuing operations before income taxes
		7		Income taxes

	$	11		Income (loss) from continuing operations

Net pension and postretirement benefit costs
Amortization of losses	$	(4	)	Personnel expense
Settlement loss		(20	)	Personnel expense

		(24	)	Income (loss) from continuing operations before income taxes
		(10	)	Income taxes

	$	(14	)	Income (loss) from continuing operations