Exhibit 99.3

Consolidated Balance Sheets
(dollars in millions)
			9/30/2023		6/30/2023		9/30/2022
Assets
	Loans		$	115,544	$	119,011	$	116,191
	Loans held for sale		730		1,130		1,048
	Securities available for sale		35,839		37,908		40,000
	Held-to-maturity securities		8,853		9,189		8,163
	Trading account assets		1,325		1,177		1,068
	Short-term investments		7,871		8,959		4,896
	Other investments		1,356		1,474		1,272
		Total earning assets	171,518		178,848		172,638
	Allowance for loan and lease losses		(1,488)		(1,480)		(1,144)
	Cash and due from banks		766		758		717
	Premises and equipment		649		652		629
	Goodwill		2,752		2,752		2,752
	Other intangible assets		65		75		106
	Corporate-owned life insurance		4,381		4,378		4,351
	Accrued income and other assets		8,843		8,668		9,535
	Discontinued assets		365		386		467
		Total assets	$	187,851	$	195,037	$	190,051
Liabilities
	Deposits in domestic offices:
		Interest-bearing deposits	112,581		111,766		97,875
		Noninterest-bearing deposits	31,710		33,366		46,980
		Total deposits	144,291		145,132		144,855
	Federal funds purchased and securities sold under repurchase agreements		43		1,702		4,224
	Bank notes and other short-term borrowings		3,470		6,949		4,576
	Accrued expense and other liabilities		5,388		5,339		4,849
	Long-term debt		21,303		22,071		18,257
		Total liabilities	174,495		181,193		176,761
Equity
	Preferred stock		2,500		2,500		2,500
	Common shares		1,257		1,257		1,257
	Capital surplus		6,254		6,231		6,257
	Retained earnings		15,835		15,759		15,450
	Treasury stock, at cost		(5,851)		(5,859)		(5,917)
	Accumulated other comprehensive income (loss)		(6,639)		(6,044)		(6,257)
		Key shareholders’ equity	13,356		13,844		13,290
	Noncontrolling interests		—		—		—
		Total equity	13,356		13,844		13,290
Total liabilities and equity			$	187,851	$	195,037	$	190,051
Common shares outstanding (000)			936,161		935,733		932,938

Consolidated Statements of Income
(dollars in millions, except per share amounts)
			Three months ended						Nine months ended
			9/30/2023		6/30/2023		9/30/2022		9/30/2023		9/30/2022
Interest income
	Loans		$	1,593	$	1,576	$	1,134	$	4,645	$	2,894
	Loans held for sale		19		17		14		49		36
	Securities available for sale		192		194		196		580		557
	Held-to-maturity securities		79		81		55		234		149
	Trading account assets		15		15		8		42		21
	Short-term investments		123		111		32		276		49
	Other investments		22		16		5		51		11
		Total interest income	2,043		2,010		1,444		5,877		3,717
Interest expense
	Deposits		687		531		59		1,568		93
	Federal funds purchased and securities sold under repurchase agreements		9		48		19		79		25
	Bank notes and other short-term borrowings		81		104		24		263		36
	Long-term debt		351		349		146		975		256
		Total interest expense	1,128		1,032		248		2,885		410
Net interest income			915		978		1,196		2,992		3,307
Provision for credit losses			81		167		109		387		237
Net interest income after provision for credit losses			834		811		1,087		2,605		3,070
Noninterest income
	Trust and investment services income		130		126		127		384		400
	Investment banking and debt placement fees		141		120		154		406		466
	Service charges on deposit accounts		69		69		92		205		279
	Operating lease income and other leasing gains		22		23		19		70		79
	Corporate services income		73		86		96		235		283
	Cards and payments income		90		85		91		256		256
	Corporate-owned life insurance income		35		32		33		96		99
	Consumer mortgage income		15		14		14		40		49
	Commercial mortgage servicing fees		46		50		44		142		125
	Other income		22		4		13		26		11
		Total noninterest income	643		609		683		1,860		2,047
Noninterest expense
	Personnel		663		622		655		1,986		1,892
	Net occupancy		67		65		72		202		223
	Computer processing		89		95		77		276		232
	Business services and professional fees		38		41		47		124		152
	Equipment		20		22		23		64		72
	Operating lease expense		18		21		24		59		79
	Marketing		28		29		30		78		92
	Intangible asset amortization		—		—		—		—		—
	Other expense		187		181		178		573		512
		Total noninterest expense	1,110		1,076		1,106		3,362		3,254
Income (loss) from continuing operations before income taxes			367		344		664		1,103		1,863
	Income taxes		65		58		124		204		346
Income (loss) from continuing operations			302		286		540		899		1,517
	Income (loss) from discontinued operations, net of taxes		1		1		2		3		6
Net income (loss)			303		287		542		902		1,523
	Less: Net income (loss) attributable to noncontrolling interests		—		—		—		—		—
Net income (loss) attributable to Key			$	303	$	287	$	542	$	902	$	1,523
Income (loss) from continuing operations attributable to Key common shareholders			$	266	$	250	$	513	$	791	$	1,437
Net income (loss) attributable to Key common shareholders			267		251		515		794		1,443
Per common share
Income (loss) from continuing operations attributable to Key common shareholders			$	.29	$	.27	$	.55	$	.85	$	1.55
Income (loss) from discontinued operations, net of taxes			—		—		—		—		.01
Net income (loss) attributable to Key common shareholders (a)			.29		.27		.55		.86		1.56
Per common share — assuming dilution
Income (loss) from continuing operations attributable to Key common shareholders			$	.29	$	.27	$	.55	$	.85	$	1.54
Income (loss) from discontinued operations, net of taxes			—		—		—		—		.01
Net income (loss) attributable to Key common shareholders (a)			.29		.27		$	.55	.85		1.55
Cash dividends declared per common share			$	.205	$	.205	$	.195	$	.615	$	.585
Weighted-average common shares outstanding (000)			927,131		926,741		924,594		927,019		924,085
	Effect of common share options and other stock awards		4,613		3,713		7,861		5,213		8,679
Weighted-average common shares and potential common shares outstanding (000) (b)			931,744		930,454		932,455		932,232		932,764

(a)Earnings per share may not foot due to rounding.

(b)Assumes conversion of common share options and other stock awards and/or convertible preferred stock, as applicable.