Revenue from Contracts with Customers (Tables)

9 Months Ended

Sep. 30, 2022

Revenue from Contract with Customer [Abstract]

Schedule of Disaggregation of Revenue

The following table represents a disaggregation of revenue from contracts with customers, by business segment, for the three- and nine-month periods ended September 30, 2022, and September 30, 2021. The development and application of the methodologies that we use to allocate items among our business segments is a dynamic process. Accordingly, financial results may be revised periodically to reflect enhanced alignment of expense base allocations drivers, changes in the risk profile of a particular business, or changes in our organizational structure.

	Three months ended September 30, 2022						Three months ended September 30, 2021
Dollars in millions	Consumer Bank		Commercial Bank		Total Contract Revenue		Consumer Bank		Commercial Bank		Total Contract Revenue
NONINTEREST INCOME
Trust and investment services income	$	99	$	19	$	118	$	105	$	16	$	121
Investment banking and debt placement fees	—		102		102		—		169		169
Services charges on deposit accounts	56		36		92		56		35		91
Cards and payments income	42		20		62		46		61		107
Other noninterest income	3		—		3		2		—		2
Total revenue from contracts with customers	$	200	$	177	$	377	$	209	$	281	$	490
Other noninterest income (a)					$	276					$	275
Noninterest income from Other(b)					30						32
Total noninterest income					$	683					$	797

(a)Noninterest income considered earned outside the scope of contracts with customers.

(b)Other includes other segments that consists of corporate treasury, our principal investing unit, and various exit portfolios as well as reconciling items which primarily represents the unallocated portion of nonearning assets of corporate support functions. Charges related to the funding of these assets are part of net interest income and are allocated to the business segments through noninterest expense. Reconciling items also includes intercompany eliminations and certain items that are not allocated to the business segments because they do not reflect their normal operations. Refer to Note 20 (“Business Segment Reporting”) for more information.

	Nine months ended September 30, 2022						Nine months ended September 30, 2021
Dollars in millions	Consumer Bank		Commercial Bank		Total Contract Revenue		Consumer Bank		Commercial Bank		Total Contract Revenue
NONINTEREST INCOME
Trust and investment services income	$	307	$	58	$	365	$	311	$	49	$	360
Investment banking and debt placement fees	—		316		316		—		367		367
Services charges on deposit accounts	170		109		279		145		102		247
Cards and payments income	120		49		169		135		187		322
Other noninterest income	8		—		8		5		2		7
Total revenue from contracts with customers	$	605	$	532	$	1,137	$	596	$	707	$	1,303
Other noninterest income (a)					$	824					$	874
Noninterest income from Other(b)					86						108
Total noninterest income					$	2,047					$	2,285

(a)Noninterest income considered earned outside the scope of contracts with customers.

(b)Other includes other segments that consists of corporate treasury, our principal investing unit, and various exit portfolios as well as reconciling items which primarily represents the unallocated portion of nonearning assets of corporate support functions. Charges related to the funding of these assets are part of net interest income and are allocated to the business segments through noninterest expense. Reconciling items also includes intercompany eliminations and certain items that are not allocated to the business segments because they do not reflect their normal operations. Refer to Note 20 (“Business Segment Reporting”) for more information.