Consolidated Balance Sheets - USD ($) $ in Millions		Sep. 30, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks		$ 717	$ 913
Short-term investments		4,896	11,010
Trading account assets		1,068	701
Securities available for sale		40,000	45,364
Held-to-maturity securities (fair value: $7,596 and $7,665)		8,163	7,539
Other investments		1,272	639
Loans, net of unearned income of $326 and $373		116,191	101,854
Less: Allowance for loan and lease losses		(1,144)	(1,061)
Net loans		115,047	100,793
Loans held for sale	[1]	1,048	2,729
Premises and equipment		629	681
Goodwill		2,752	2,693
Other intangible assets		106	130
Corporate-owned life insurance		4,351	4,327
Accrued income and other assets		9,535	8,265
Discontinued assets		467	562
Total assets		190,051	186,346
Deposits in domestic offices:
NOW and money market deposit accounts		84,168	89,207
Savings deposits		7,860	7,503
Certificates of deposit ($100,000 or more)		1,269	1,705
Other time deposits		4,578	2,153
Total interest-bearing deposits		97,875	100,568
Noninterest-bearing deposits		46,980	52,004
Total deposits		144,855	152,572
Federal funds purchased and securities sold under repurchase agreements		4,224	173
Bank notes and other short-term borrowings		4,576	588
Accrued expense and other liabilities		4,849	3,548
Long-term debt		18,257	12,042
Total liabilities		176,761	168,923
EQUITY
Preferred stock		2,500	1,900
Common Shares, $1 par value; authorized 2,100,000,000 shares; issued 1,256,702,081 shares		1,257	1,257
Capital surplus		6,257	6,278
Retained earnings		15,450	14,553
Treasury stock, at cost (323,763,632 and 327,852,311 shares)		(5,917)	(5,979)
Accumulated other comprehensive income (loss)		(6,257)	(586)
Total equity		13,290	17,423
Total liabilities and equity		$ 190,051	$ 186,346

[1] Total loans held for sale include real estate — residential mortgage loans held for sale at fair value of $61 million at September 30, 2022, and $281 million at December 31, 2021.