Exhibit 99.3

Consolidated Balance Sheets
(dollars in millions)
			9/30/2022		6/30/2022		9/30/2021
Assets
	Loans		$	116,191	$	112,390	$	98,609
	Loans held for sale		1,048		1,306		1,805
	Securities available for sale		40,000		42,437		40,594
	Held-to-maturity securities		8,163		8,186		8,423
	Trading account assets		1,068		809		902
	Short-term investments		4,896		2,456		19,608
	Other investments		1,272		969		607
		Total earning assets	172,638		168,553		170,548
	Allowance for loan and lease losses		(1,144)		(1,099)		(1,084)
	Cash and due from banks		717		678		763
	Premises and equipment		629		638		678
	Goodwill		2,752		2,752		2,673
	Other intangible assets		106		118		144
	Corporate-owned life insurance		4,351		4,343		4,312
	Accrued income and other assets		9,535		10,529		8,404
	Discontinued assets		467		496		597
		Total assets	$	190,051	$	187,008	$	187,035
Liabilities
	Deposits in domestic offices:
		NOW and money market deposit accounts	$	84,168	$	83,628	$	87,242
		Savings deposits	7,860		7,934		7,259
		Certificates of deposit ($100,000 or more)	1,269		1,421		1,890
		Other time deposits	4,578		1,909		2,315
		Total interest-bearing deposits	97,875		94,892		98,706
		Noninterest-bearing deposits	46,980		50,973		53,225
		Total deposits	144,855		145,865		151,931
	Federal funds purchased and securities sold under repurchase agreements		4,224		3,234		228
	Bank notes and other short-term borrowings		4,576		2,809		767
	Accrued expense and other liabilities		4,849		4,056		3,434
	Long-term debt		18,257		16,617		13,165
		Total liabilities	176,761		172,581		169,525
Equity
	Preferred stock		2,500		1,900		1,900
	Common shares		1,257		1,257		1,257
	Capital surplus		6,257		6,241		6,141
	Retained earnings		15,450		15,118		14,133
	Treasury stock, at cost		(5,917)		(5,923)		(5,876)
	Accumulated other comprehensive income (loss)		(6,257)		(4,166)		(45)
		Key shareholders’ equity	13,290		14,427		17,510
	Noncontrolling interests		—		—		—
		Total equity	13,290		14,427		17,510
Total liabilities and equity			$	190,051	$	187,008	$	187,035
Common shares outstanding (000)			932,938		932,643		930,544

Consolidated Statements of Income
(dollars in millions, except per share amounts)
			Three months ended						Nine months ended
			9/30/2022		6/30/2022		9/30/2021		9/30/2022		9/30/2021
Interest income
	Loans		$	1,134	$	923	$	882	$	2,894	$	2,659
	Loans held for sale		14		10		13		36		35
	Securities available for sale		196		188		135		557		398
	Held-to-maturity securities		55		48		43		149		133
	Trading account assets		8		7		4		21		14
	Short-term investments		32		13		9		49		20
	Other investments		5		4		1		11		5
		Total interest income	1,444		1,193		1,087		3,717		3,264
Interest expense
	Deposits		59		20		15		93		52
	Federal funds purchased and securities sold under repurchase agreements		19		6		—		25		—
	Bank notes and other short-term borrowings		24		9		2		36		6
	Long-term debt		146		61		54		256		168
		Total interest expense	248		96		71		410		226
Net interest income			1,196		1,097		1,016		3,307		3,038
Provision for credit losses			109		45		(107)		237		(422)
Net interest income after provision for credit losses			1,087		1,052		1,123		3,070		3,460
Noninterest income
	Trust and investment services income		127		137		129		400		395
	Investment banking and debt placement fees		154		149		235		466		614
	Service charges on deposit accounts		92		96		91		279		247
	Operating lease income and other leasing gains		19		28		37		79		111
	Corporate services income		96		96		74		283		212
	Cards and payments income		91		85		111		256		329
	Corporate-owned life insurance income		33		35		33		99		94
	Consumer mortgage income		14		14		33		49		106
	Commercial mortgage servicing fees		44		45		34		125		112
	Other income		13		3		20		11		65
		Total noninterest income	683		688		797		2,047		2,285
Noninterest expense
	Personnel		655		607		640		1,892		1,887
	Net occupancy		72		78		74		223		225
	Computer processing		77		78		67		232		211
	Business services and professional fees		47		52		56		152		157
	Equipment		23		26		25		72		75
	Operating lease expense		24		27		30		79		95
	Marketing		30		34		32		92		89
	Intangible asset amortization		—		—		—		—		—
	Other expense		178		176		188		512		520
		Total noninterest expense	1,106		1,078		1,112		3,254		3,259
Income (loss) from continuing operations before income taxes			664		662		808		1,863		2,486
	Income taxes		124		132		165		346		501
Income (loss) from continuing operations			540		530		643		1,517		1,985
	Income (loss) from discontinued operations, net of taxes		2		3		2		6		11
Net income (loss)			542		533		645		1,523		1,996
	Less: Net income (loss) attributable to noncontrolling interests		—		—		—		—		—
Net income (loss) attributable to Key			$	542	$	533	$	645	$	1,523	$	1,996
Income (loss) from continuing operations attributable to Key common shareholders			$	513	$	504	$	616	$	1,437	$	1,905
Net income (loss) attributable to Key common shareholders			515		507		618		1,443		1,916
Per common share
Income (loss) from continuing operations attributable to Key common shareholders			$	.55	$	.54	$	.65	$	1.55	$	1.99
Income (loss) from discontinued operations, net of taxes			—		—		—		.01		.01
Net income (loss) attributable to Key common shareholders (a)			.55		.55		.66		1.56		2
Per common share — assuming dilution
Income (loss) from continuing operations attributable to Key common shareholders			$	.55	$	.54	$	.65	$	1.54	$	1.98
Income (loss) from discontinued operations, net of taxes			—		—		—		.01		.01
Net income (loss) attributable to Key common shareholders (a)			.55		.54		$	.65	1.55		1.99
Cash dividends declared per common share			$	.195	$	.195	$	.185	$	.585	$	.555
Weighted-average common shares outstanding (000)			924,594		924,302		942,446		924,085		955,069
	Effect of common share options and other stock awards		7,861		7,506		10,077		8,679		9,712
Weighted-average common shares and potential common shares outstanding (000) (b)			932,455		931,808		952,523		932,764		964,781

(a)Earnings per share may not foot due to rounding.

(b)Assumes conversion of common share options and other stock awards and/or convertible preferred stock, as applicable.