Consolidated Balance Sheets - USD ($) $ in Thousands		Sep. 30, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks		$ 763,000	$ 1,091,000
Short-term investments		19,608,000	16,194,000
Trading account assets		902,000	735,000
Securities available for sale		40,594,000	27,556,000
Held-to-maturity securities (fair value: $8,664 and $8,023)		8,423,000	7,595,000
Other investments		607,000	621,000
Loans, net of unearned income of $361 and $449		98,609,000	101,185,000
Less: Allowance for loan and lease losses		(1,084,000)	(1,626,000)
Net loans		97,525,000	99,559,000
Loans held for sale	[1]	1,805,000	1,583,000
Premises and equipment		678,000	753,000
Goodwill		2,673,000	2,664,000
Other intangible assets		144,000	188,000
Corporate-owned life insurance		4,312,000	4,286,000
Accrued income and other assets		8,404,000	6,812,000
Discontinued assets		597,000	699,000
Total assets		187,035,000	170,336,000
Deposits in domestic offices:
NOW and money market deposit accounts		87,242,000	80,427,000
Savings deposits		7,259,000	5,913,000
Certificates of deposit ($100,000 or more)		1,890,000	2,733,000
Other time deposits		2,315,000	3,010,000
Total interest-bearing deposits		98,706,000	92,083,000
Noninterest-bearing deposits		53,225,000	43,199,000
Total deposits		151,931,000	135,282,000
Federal funds purchased and securities sold under repurchase agreements		228,000	220,000
Bank notes and other short-term borrowings		767,000	759,000
Accrued expense and other liabilities		3,434,000	2,385,000
Long-term debt		13,165,000	13,709,000
Total liabilities		169,525,000	152,355,000
EQUITY
Preferred stock		1,900,000	1,900,000
Common Shares, $1 par value; authorized 2,100,000,000 and 2,100,000,000 shares; issued 1,256,702,081 and 1,256,702,081 shares		1,257,000	1,257,000
Capital surplus		6,141,000	6,281,000
Retained earnings		14,133,000	12,751,000
Treasury stock, at cost (326,158,458 and 280,928,782 shares)		(5,876,000)	(4,946,000)
Accumulated other comprehensive income (loss)		(45,000)	738,000
Key shareholders’ equity		17,510,000	17,981,000
Total liabilities and equity		$ 187,035,000	$ 170,336,000

[1] Total loans held for sale include real estate — residential mortgage loans held for sale at fair value of $237 million at September 30, 2021, and $264 million at December 31, 2020.