Revenue from Contracts with Customers (Tables)

6 Months Ended

Jun. 30, 2021

Revenue from Contract with Customer [Abstract]

Disaggregation of Revenue

The following table represents a disaggregation of revenue from contracts with customers, by business segment, for the three- and six-month periods ended June 30, 2021, and June 30, 2020. The development and application of the methodologies that we use to allocate items among our business segments is a dynamic process. Accordingly, financial results may be revised periodically to reflect enhanced alignment of expense base allocations drivers, changes in the risk profile of a particular business, or changes in our organizational structure.

	Three months ended June 30, 2021						Three months ended June 30, 2020
dollars in millions	Consumer Bank		Commercial Bank		Total Contract Revenue		Consumer Bank		Commercial Bank		Total Contract Revenue
NONINTEREST INCOME
Trust and investment services income	$	105	$	15	$	120	$	87	$	15	$	102
Investment banking and debt placement fees	—		121		121		—		60		60
Services charges on deposit accounts	48		34		82		38		30		68
Cards and payments income	47		64		111		37		52		89
Other noninterest income	2		—		2		2		—		2
Total revenue from contracts with customers	$	202	$	234	$	436	$	164	$	157	$	321
Other noninterest income (a)					$	273					$	346
Noninterest income from Other(b)					41						25
Total noninterest income					$	750					$	692

(a)Noninterest income considered earned outside the scope of contracts with customers.

(b)Other includes other segments that consists of corporate treasury, our principal investing unit, and various exit portfolios as well as reconciling items which primarily represents the unallocated portion of nonearning assets of corporate support functions. Charges related to the funding of these assets are part of net interest income and are allocated to the business segments through noninterest expense. Reconciling items also includes intercompany eliminations and certain items that are not allocated to the business segments because they do not reflect their normal operations. Refer to Note 20 (“Business Segment Reporting”) for more information.

	Six months ended June 30, 2021						Six months ended June 30, 2020
dollars in millions	Consumer Bank		Commercial Bank		Total Contract Revenue		Consumer Bank		Commercial Bank		Total Contract Revenue
NONINTEREST INCOME
Trust and investment services income	$	206	$	34	$	240	$	179	$	34	$	213
Investment banking and debt placement fees	—		202		202		—		107		107
Services charges on deposit accounts	88		68		156		94		58		152
Cards and payments income	88		126		214		75		78		153
Other noninterest income	4		1		5		4		—		4
Total revenue from contracts with customers	$	386	$	431	$	817	$	352	$	277	$	629
Other noninterest income (a)					$	595					$	484
Noninterest income from Other(b)					76						56
Total noninterest income					$	1,488					$	1,169

(a)Noninterest income considered earned outside the scope of contracts with customers.

(b)Other includes other segments that consists of corporate treasury, our principal investing unit, and various exit portfolios as well as reconciling items which primarily represents the unallocated portion of nonearning assets of corporate support functions. Charges related to the funding of these assets are part of net interest income and are allocated to the business segments through noninterest expense. Reconciling items also includes intercompany eliminations and certain items that are not allocated to the business segments because they do not reflect their normal operations. Refer to Note 20 (“Business Segment Reporting”) for more information.