Premises and Equipment (Tables)

12 Months Ended

Dec. 31, 2019

Property, Plant and Equipment [Abstract]

Property, Plant and Equipment

Premises and equipment at December 31, 2019, and December 31, 2018, consisted of the following:

		December 31,
dollars in millions	Useful life (in years)	2019			2018
Land	Indefinite	$	128		$	135
Buildings and improvements	15-40	729			747
Leasehold improvements	1-15	620			626
Furniture and equipment	2-15	872			907
Capitalized building leases	1-14 (a)	28			28
Construction in process	N/A	48			35
Total premises and equipment		2,425			2,478
Less: Accumulated depreciation and amortization		(1,611		)	(1,596		)
Premises and equipment, net		$	814		$	882

(a)

Capitalized building and equipment leases are amortized over the lesser of the useful life of asset or lease term.