Loan Portfolio (Tables)

12 Months Ended

Dec. 31, 2019

Loans Receivables [Abstract]

Loans by Category

December 31,
in millions	2019		2018
Commercial and industrial (a)	$	48,295	$	45,753
Commercial real estate:
Commercial mortgage	13,491		14,285
Construction	1,558		1,666
Total commercial real estate loans	15,049		15,951
Commercial lease financing (b)	4,688		4,606
Total commercial loans	68,032		66,310
Residential — prime loans:
Real estate — residential mortgage	7,023		5,513
Home equity loans	10,274		11,142
Total residential — prime loans	17,297		16,655
Consumer direct loans	3,513		1,809
Credit cards	1,130		1,144
Consumer indirect loans	4,674		3,634
Total consumer loans	26,614		23,242
Total loans (c)	$	94,646	$	89,552

(a) Loan balances include $144 million and $132 million of commercial credit card balances at December 31, 2019, and December 31, 2018, respectively.

(b) Commercial lease financing includes receivables of $15 million and $10 million held as collateral for a secured borrowing at December 31, 2019, and December 31, 2018, respectively. Principal reductions are based on the cash payments received from these related receivables. Additional information pertaining to this secured borrowing is included in Note 20 (“Long-Term Debt”).

(c)

Total loans exclude loans in the amount of $865 million at December 31, 2019, and $1.1 billion at December 31, 2018, related to the discontinued operations of the education lending business.