Consolidated Balance Sheets - USD ($) $ in Millions		Dec. 31, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks		$ 732	$ 678
Short-term investments		1,272	2,562
Trading account assets		1,040	849
Securities available for sale		21,843	19,428
Held-to-maturity securities (fair value: $10,116 and $11,122)		10,067	11,519
Other investments		605	666
Loans, net of unearned income of $603 and $678		94,646	89,552
Allowance for loan and lease losses		(900)	(883)
Net loans		93,746	88,669
Loans held for sale	[1]	1,334	1,227
Premises and equipment		814	882
Goodwill		2,664	2,516
Other intangible assets		253	316
Corporate-owned life insurance		4,233	4,171
Accrued income and other assets		5,494	5,030
Discontinued assets		891	1,100
Total assets		144,988	139,613
Deposits in domestic offices:
NOW and money market deposit accounts		66,714	59,918
Savings deposits		4,651	4,854
Certificates of deposit ($100,000 or more)		6,598	7,913
Other time deposits		5,054	5,332
Total interest-bearing deposits		83,017	78,017
Noninterest-bearing deposits		28,853	29,292
Total deposits		111,870	107,309
Federal funds purchased and securities sold under repurchase agreements		387	319
Bank notes and other short-term borrowings		705	544
Accrued expense and other liabilities		2,540	2,113
Long-term debt		12,448	13,732
Total liabilities		127,950	124,017
EQUITY
Preferred stock		1,900	1,450
Common Shares, $1 par value; authorized 2,100,000,000 and 1,400,000,000 shares; issued 1,256,702,081 and 1,256,702,081 shares		1,257	1,257
Capital surplus		6,295	6,331
Retained earnings		12,469	11,556
Treasury stock, at cost (279,513,530 and 237,198,944 shares)		(4,909)	(4,181)
Accumulated other comprehensive income (loss)		26	(818)
Key shareholders’ equity		17,038	15,595
Noncontrolling interests		0	1
Total equity		17,038	15,596
Total liabilities and equity		$ 144,988	$ 139,613

[1] Total loans held for sale include Real estate — residential mortgage loans held for sale at fair value of $140 million at December 31, 2019, and $54 million at December 31, 2018