Exhibit 99.3

Consolidated Balance Sheets
(dollars in millions)
			12/31/2016			9/30/2016			12/31/2015
Assets
	Loans		$	86,038		$	85,528		$	59,876
	Loans held for sale		1,104			1,137			639
	Securities available for sale		20,212			20,540			14,218
	Held-to-maturity securities		10,232			8,995			4,897
	Trading account assets		867			926			788
	Short-term investments		2,775			3,216			2,707
	Other investments		738			747			655
		Total earning assets	121,966			121,089			83,780
	Allowance for loan and lease losses		(858		)	(865		)	(796		)
	Cash and due from banks		677			749			607
	Premises and equipment		978			1,023			779
	Operating lease assets		540			430			340
	Goodwill		2,446			2,480			1,060
	Other intangible assets		384			426			65
	Corporate-owned life insurance		4,068			4,035			3,541
	Derivative assets		803			1,304			619
	Accrued income and other assets		3,864			3,480			3,290
	Discontinued assets		1,585			1,654			1,846
		Total assets	$	136,453		$	135,805		$	95,131
Liabilities
	Deposits in domestic offices:
		NOW and money market deposit accounts	$	54,590		$	56,432		$	37,089
		Savings deposits	6,491			5,335			2,341
		Certificates of deposit ($100,000 or more)	5,483			4,601			2,392
		Other time deposits	4,698			5,793			3,127
		Total interest-bearing deposits	71,262			72,161			44,949
		Noninterest-bearing deposits	32,825			32,024			26,097
	Deposits in foreign office — interest-bearing		—			—			—
		Total deposits	104,087			104,185			71,046
	Federal funds purchased and securities sold under repurchase agreements		1,502			602			372
	Bank notes and other short-term borrowings		808			809			533
	Derivative liabilities		636			850			632
	Accrued expense and other liabilities		1,796			1,739			1,605
	Long-term debt		12,384			12,622			10,184
		Total liabilities	121,213			120,807			84,372
Equity
	Preferred stock		1,665			1,165			290
	Common shares		1,257			1,257			1,017
	Capital surplus		6,385			6,359			3,922
	Retained earnings		9,378			9,260			8,922
	Treasury stock, at cost		(2,904		)	(2,863		)	(3,000		)
	Accumulated other comprehensive income (loss)		(541		)	(182		)	(405		)
		Key shareholders’ equity	15,240			14,996			10,746
	Noncontrolling interests		—			2			13
		Total equity	15,240			14,998			10,759
Total liabilities and equity			$	136,453		$	135,805		$	95,131
Common shares outstanding (000)			1,079,314			1,082,055			835,751

Consolidated Statements of Income
(dollars in millions, except per share amounts)
			Three months ended								Twelve months ended
			12/31/2016			9/30/2016		12/31/2015			12/31/2016			12/31/2015
Interest income
	Loans		$	898		$	746	$	552		$	2,773		$	2,149
	Loans held for sale		11			10		8			34			37
	Securities available for sale		92			88		76			329			293
	Held-to-maturity securities		44			30		24			122			96
	Trading account assets		6			4		6			23			21
	Short-term investments		5			7		3			22			8
	Other investments		6			5		4			16			18
		Total interest income	1,062			890		673			3,319			2,622
Interest expense
	Deposits		57			49		26			171			105
	Federal funds purchased and securities sold under repurchase agreements		1			—		—			1			—
	Bank notes and other short-term borrowings		3			2		3			10			9
	Long-term debt		63			59		42			218			160
		Total interest expense	124			110		71			400			274
Net interest income			938			780		602			2,919			2,348
Provision for credit losses			66			59		45			266			166
Net interest income after provision for credit losses			872			721		557			2,653			2,182
Noninterest income
	Trust and investment services income		123			122		105			464			433
	Investment banking and debt placement fees		157			156		127			482			445
	Service charges on deposit accounts		84			85		64			302			256
	Operating lease income and other leasing gains		21			6		15			62			73
	Corporate services income		61			51		55			215			198
	Cards and payments income		69			66		47			233			183
	Corporate-owned life insurance income		40			29		36			125			127
	Consumer mortgage income		6			6		2			17			12
	Mortgage servicing fees		20			15		15			57			48
	Net gains (losses) from principal investing		4			5		—			20			51
	Other income  (a), (b)		33			8		19			94			54
		Total noninterest income	618			549		485			2,071			1,880
Noninterest expense
	Personnel		648			594		429			2,073			1,652
	Net occupancy		112			73		64			305			255
	Computer processing		97			70		43			255			164
	Business services and professional fees		78			76		44			235			159
	Equipment		30			26		22			98			88
	Operating lease expense		17			15		13			59			47
	Marketing		35			32		17			101			57
	FDIC assessment		23			21		8			61			32
	Intangible asset amortization		27			13		9			55			36
	OREO expense, net		3			3		1			9			6
	Other expense		150			159		86			505			344
		Total noninterest expense	1,220			1,082		736			3,756			2,840
Income (loss) from continuing operations before income taxes			270			188		306			968			1,222
	Income taxes		38			16		73			179			303
Income (loss) from continuing operations			232			172		233			789			919
	Income (loss) from discontinued operations, net of taxes		(4		)	1		(4		)	1			1
Net income (loss)			228			173		229			790			920
	Less: Net income (loss) attributable to noncontrolling interests		(1		)	1		3			(1		)	4
Net income (loss) attributable to Key			$	229		$	172	$	226		$	791		$	916
Income (loss) from continuing operations attributable to Key common shareholders			$	213		$	165	$	224		$	753		$	892
Net income (loss) attributable to Key common shareholders			209			166		220			754			893
Per common share
Income (loss) from continuing operations attributable to Key common shareholders			$	.20		$	.17	$	.27		$	.81		$	1.06
Income (loss) from discontinued operations, net of taxes			—			—		(.01		)	—			—
Net income (loss) attributable to Key common shareholders  (c)			.20			.17		.27			.81			1.06
Per common share — assuming dilution
Income (loss) from continuing operations attributable to Key common shareholders			$	.20		$	.16	$	.27		$	.80		$	1.05
Income (loss) from discontinued operations, net of taxes			—			—		(.01		)	—			—
Net income (loss) attributable to Key common shareholders  (c)			.19			.17		.26			.80			1.05
Cash dividends declared per common share			$	.085		$	.085	$	.075		$	.33		$	.29
Weighted-average common shares outstanding (000)			1,067,771			982,080		828,206			927,816			836,846
	Effect of common share options and other stock awards		15,946			12,580		7,733			10,720			7,643
Weighted-average common shares and potential common shares outstanding (000)  (d)			1,083,717			994,660		835,939			938,536			844,489
(a)	For the three months ended December 31, 2016, net securities gains totaled $6 million. For the three months ended September 30, 2016, net securities losses totaled $6 million. For the three months ended December 31, 2015, net securities gains totaled less than $1 million. For the three months ended December 31, 2016, September 30, 2016, and December 31,2015, Key did not have any impairment losses related to securities.
(b)	For the twelve months ended December 31, 2016 and December 31, 2015, net securities gains (losses) totaled less than $1 million. For the twelve months ended December 31, 2016, and December 31,2015, Key did not have any impairment losses related to securities.
(c)	Earnings per share may not foot due to rounding.
(d)	Assumes conversion of common share options and other stock awards and/or convertible preferred stock, as applicable.