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Operating Segments (Tables)
12 Months Ended
Dec. 31, 2016
Operating Segments [Abstract]  
Financial Results By Operating Segment



 





 

 

 

 

 

 

 

 

 

 

 

 

 

 

For the year ended December 31, 2016



Oklahoma

 

Texas

 

Kansas

 

Other

 

Total

(Dollars in thousands)

Banking

 

Banking

 

Banking

 

Operations*

 

Company



 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net interest income

$

50,590 

 

$

22,697 

 

$

6,694 

 

$

(538)

 

$

79,443 

Provision for loan losses

 

2,007 

 

 

973 

 

 

1,786 

 

 

 

 

4,769 

Noninterest income

 

11,576 

 

 

1,273 

 

 

1,202 

 

 

2,034 

 

 

16,085 

Noninterest expenses

 

40,083 

 

 

13,734 

 

 

5,275 

 

 

4,154 

 

 

63,246 

Income (loss) before taxes

 

20,076 

 

 

9,263 

 

 

835 

 

 

(2,661)

 

 

27,513 

Taxes on income

 

7,157 

 

 

3,303 

 

 

298 

 

 

(949)

 

 

9,809 

Net income (loss)

$

12,919 

 

$

5,960 

 

$

537 

 

$

(1,712)

 

$

17,704 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

* Includes externally generated revenue of $3.0 million, primarily from investing services, and an internally generated loss of $1.5 million from the funds management unit.



 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total loans at period end

$

1,095,930 

 

$

636,643 

 

$

144,559 

 

$

 -

 

$

1,877,132 

Total assets at period end

 

1,138,969 

 

 

633,328 

 

 

143,558 

 

 

559,537 

 

 

2,475,392 

Total goodwill at period end

 

12,525 

 

 

1,020 

 

 

 -

 

 

 -

 

 

13,545 

Total deposits at period end

 

1,330,176 

 

 

195,603 

 

 

147,823 

 

 

272,416 

 

 

1,946,018 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 





 

 

 

 

 

 

 

 

 

 

 

 

 

 

For the year ended December 31, 2015



Oklahoma

 

Texas

 

Kansas

 

Other

 

Total

(Dollars in thousands)

Banking

 

Banking

 

Banking

 

Operations*

 

Company



 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net interest income

$

42,019 

 

$

21,168 

 

$

6,277 

 

$

(2,047)

 

$

67,417 

Provision (credit) for loan losses

 

(2,068)

 

 

(632)

 

 

(868)

 

 

 

 

(3,566)

Noninterest income

 

10,134 

 

 

1,485 

 

 

1,473 

 

 

1,365 

 

 

14,457 

Noninterest expenses

 

33,136 

 

 

14,324 

 

 

6,152 

 

 

4,628 

 

 

58,240 

Income (loss) before taxes

 

21,085 

 

 

8,961 

 

 

2,466 

 

 

(5,312)

 

 

27,200 

Taxes on income

 

7,591 

 

 

3,227 

 

 

888 

 

 

(1,913)

 

 

9,793 

Net income (loss)

$

13,494 

 

$

5,734 

 

$

1,578 

 

$

(3,399)

 

$

17,407 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

* Includes externally generated revenue of $2.1 million, primarily from investing services, and an internally generated loss of $2.8 million from the funds management unit.



 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total loans at period end

$

1,048,473 

 

$

580,476 

 

$

150,480 

 

$

 -

 

$

1,779,429 

Total assets at period end

 

1,098,735 

 

 

578,749 

 

 

149,847 

 

 

529,691 

 

 

2,357,022 

Total goodwill at period end

 

12,447 

 

 

1,020 

 

 

 -

 

 

 -

 

 

13,467 

Total deposits at period end

 

1,374,227 

 

 

209,146 

 

 

119,313 

 

 

181,419 

 

 

1,884,105 



 

 

 

 

 

 

 

 

 

 

 

 

 

 





 

 

 

 

 

 

 

 

 

 

 

 

 

 

For the year ended December 31, 2014



Oklahoma

 

Texas

 

Kansas

 

Other

 

Total

(Dollars in thousands)

Banking

 

Banking

 

Banking

 

Operations*

 

Company



 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net interest income

$

38,846 

 

$

19,187 

 

$

9,469 

 

$

(2,498)

 

$

65,004 

Provision (credit) for loan losses

 

(2,561)

 

 

(3,640)

 

 

(425)

 

 

 

 

(6,624)

Noninterest income

 

9,030 

 

 

1,594 

 

 

1,576 

 

 

6,731 

 

 

18,931 

Noninterest expenses

 

31,363 

 

 

13,387 

 

 

8,616 

 

 

3,546 

 

 

56,912 

Income before taxes

 

19,074 

 

 

11,034 

 

 

2,854 

 

 

685 

 

 

33,647 

Taxes on income

 

7,152 

 

 

4,138 

 

 

1,070 

 

 

257 

 

 

12,617 

Net income

$

11,922 

 

$

6,896 

 

$

1,784 

 

$

428 

 

$

21,030 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

* Includes externally generated revenue of $7.6 million, primarily from investing services, and an internally generated loss of $3.3 million from the funds management unit.



 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total loans at period end

$

793,262 

 

$

460,680 

 

$

146,043 

 

$

 

$

1,399,991 

Total assets at period end

 

805,704 

 

 

458,489 

 

 

147,256 

 

 

530,585 

 

 

1,942,034 

Total goodwill at period end

 

194 

 

 

1,020 

 

 

 -

 

 

 -

 

 

1,214 

Total deposits at period end

 

1,113,477 

 

 

224,634 

 

 

110,901 

 

 

84,987 

 

 

1,533,999