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Capital Requirements And Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2016
Capital Requirements And Regulatory Matters [Abstract]  
Southwest’s and Bank SNB’s Actual Capital Amounts And Ratios





A summary of actual capital amounts and ratios as of December 31, 2016 are presented below.





 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

Required to be Considered

 

 

For Capital

 



Actual

 

 

Well-Capitalized

 

 

Adequacy Purposes

 

(Dollars in thousands)

Amount

 

Ratio

 

 

 

Amount

 

Ratio

 

 

 

Amount

 

Ratio

 

As of December 31, 2016:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total CET1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Southwest

$

272,882 

 

12.36 

%

 

$

143,488 

 

6.50 

%

 

$

99,338 

 

4.50 

%

Bank SNB

 

301,023 

 

13.66 

 

 

 

143,189 

 

6.50 

 

 

 

99,131 

 

4.50 

 

Total Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Southwest

 

345,597 

 

15.66 

 

 

 

220,751 

 

10.00 

 

 

 

176,601 

 

8.00 

 

Bank SNB

 

328,681 

 

14.92 

 

 

 

220,291 

 

10.00 

 

 

 

176,232 

 

8.00 

 

Tier 1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Southwest

 

317,882 

 

14.40 

 

 

 

176,601 

 

8.00 

 

 

 

132,450 

 

6.00 

 

Bank SNB

 

301,023 

 

13.66 

 

 

 

176,232 

 

8.00 

 

 

 

132,174 

 

6.00 

 

Tier 1 Leverage (to average assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Southwest

 

317,882 

 

13.02 

 

 

 

122,046 

 

5.00 

 

 

 

97,637 

 

4.00 

 

Bank SNB

 

301,023 

 

12.37 

 

 

 

121,686 

 

5.00 

 

 

 

97,349 

 

4.00 

 



A summary of actual capital amounts and ratios as of December 31, 2015 are presented below.





 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

Required to be Considered

 

 

For Capital

 



Actual

 

 

Well-Capitalized

 

 

Adequacy Purposes

 

(Dollars in thousands)

Amount

 

Ratio

 

 

 

Amount

 

Ratio

 

 

 

Amount

 

Ratio

 

As of December 31, 2015:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total CET1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Southwest

$

282,737 

 

13.21 

%

 

$

139,122 

 

6.50 

%

 

$

96,316 

 

4.50 

%

Bank SNB

 

291,125 

 

13.65 

 

 

 

138,637 

 

6.50 

 

 

 

95,980 

 

4.50 

 

Total Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Southwest

 

359,300 

 

16.79 

 

 

 

214,034 

 

10.00 

 

 

 

171,228 

 

8.00 

 

Bank SNB

 

317,865 

 

14.90 

 

 

 

213,288 

 

10.00 

 

 

 

170,631 

 

8.00 

 

Tier 1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Southwest

 

332,468 

 

15.53 

 

 

 

171,228 

 

8.00 

 

 

 

128,421 

 

6.00 

 

Bank SNB

 

291,125 

 

13.65 

 

 

 

170,631 

 

8.00 

 

 

 

127,973 

 

6.00 

 

Tier 1 Leverage (to average assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Southwest

 

332,468 

 

14.41 

 

 

 

115,371 

 

5.00 

 

 

 

92,297 

 

4.00 

 

Bank SNB

 

291,125 

 

12.66 

 

 

 

114,939 

 

5.00 

 

 

 

91,951 

 

4.00