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Consolidated Statements Of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Interest income:        
Interest and fees on loans $ 16,242 $ 20,496 $ 49,663 $ 65,581
Investment securities:        
U.S. Government and agency obligations 438 438 1,336 1,242
Mortgage-backed securities 820 1,141 2,520 3,779
State and political subdivisions 300 288 906 757
Other securities 65 67 146 241
Other interest-earning assets 270 186 765 563
Total interest income 18,135 22,616 55,336 72,163
Interest expense:        
Interest-bearing demand 35 49 117 178
Money market accounts 182 230 608 750
Savings accounts 10 13 34 39
Time deposits of $100,000 or more 552 1,037 1,863 3,542
Other time deposits 538 922 1,789 3,180
Other borrowings 225 225 667 671
Subordinated debentures 1,320 1,458 4,245 4,525
Total interest expense 2,862 3,934 9,323 12,885
Net interest income 15,273 18,682 46,013 59,278
Provision for loan losses (329) (1,726) (707) 22
Net interest income after provision for loan losses 15,602 20,408 46,720 59,256
Noninterest income:        
Service charges and fees 2,589 2,730 7,856 8,588
Gain on sales of loans, net 619 1,106 2,264 2,223
Gain on sale/call of investment securities, net       35
Other noninterest income 339 114 455 219
Total noninterest income 3,547 3,950 10,575 11,065
Noninterest expense:        
Salaries and employee benefits 7,645 7,362 23,820 21,963
Occupancy 2,721 2,729 7,974 7,909
FDIC and other insurance 413 539 1,304 2,021
Other real estate, net (387) 1,267 (1,428) 3,698
General and administrative 2,627 2,694 8,576 10,078
Total noninterest expense 13,019 14,591 40,246 45,669
Income (loss) before taxes 6,130 9,767 17,049 24,652
Taxes on income 2,330 3,880 6,446 9,437
Net income 3,800 5,887 10,603 15,215
Net income available to common shareholders $ 3,800 $ 4,344 $ 10,603 $ 11,476
Basic earnings per common share $ 0.19 $ 0.22 $ 0.53 $ 0.59
Diluted earnings per common share $ 0.19 $ 0.22 $ 0.54 $ 0.59
Common dividends declared per share