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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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MIC-Info: RSA-MD5,RSA,
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<SEC-DOCUMENT>9999999997-03-013622.txt : 20030328
<SEC-HEADER>9999999997-03-013622.hdr.sgml : 20030328
<ACCEPTANCE-DATETIME>20030328133450
<PAPER>
ACCESSION NUMBER:		9999999997-03-013622
CONFORMED SUBMISSION TYPE:	ARS
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20021231
FILED AS OF DATE:		20030327
EFFECTIVENESS DATE:		20030327

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MIDDLEBURG FINANCIAL CORP
		CENTRAL INDEX KEY:			0000914138
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				541696103
		STATE OF INCORPORATION:			VA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		ARS
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-24159
		FILM NUMBER:		03018946

	BUSINESS ADDRESS:	
		STREET 1:		111 W WASHINGTON ST
		STREET 2:		C/O MIDDLEBURG BANK
		CITY:			MIDDLEBURG
		STATE:			VA
		ZIP:			22117
		BUSINESS PHONE:		5406876377

	MAIL ADDRESS:	
		STREET 1:		111 WEST WASHINGTON STREET
		STREET 2:		C/O MIDDLEBURG BANK
		CITY:			MIDDLEBURG
		STATE:			VA
		ZIP:			22117

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	INDEPENDENT COMMUNITY BANKSHARES INC
		DATE OF NAME CHANGE:	19931027
</SEC-HEADER>
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<TYPE>ARS
<SEQUENCE>1
<FILENAME>9999999997-03-013622.paper
<DESCRIPTION>AUTO-GENERATED PAPER DOCUMENT
<TEXT>
This document was generated as part of a paper submission.
Please reference the Document Control Number 03018946 for access to the original document.
</TEXT>
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