XML 91 R64.htm IDEA: XBRL DOCUMENT v2.4.0.6
Allowance for Loan Losses (Details) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Allowance for loan losses [Roll Forward]    
Beginning Balance $ 14,623 $ 14,967
Charge-offs (4,271) (3,465)
Recoveries 521 237
Provision 3,438 2,884
Ending Balance 14,311 14,623
Ending allowance balance attributable to loans [Abstract]    
Individually evaluated for impairment 4,303 5,098
Collectively evaluated for impairment 10,008 9,525
Total ending allowance balances 14,311 14,623
Ending loan recorded investment balances [Abstract]    
Individually Evaluated for Impairment 26,795 29,199
Collectively Evaluated for Impairment 682,682 642,194
Total ending loan balances 709,477 [1] 671,393 [1]
Real Estate Construction [Member]
   
Allowance for loan losses [Roll Forward]    
Beginning Balance 897 4,684
Charge-offs (2,152) (467)
Recoveries 2 29
Provision 2,511 (3,349)
Ending Balance 1,258 897
Ending allowance balance attributable to loans [Abstract]    
Individually evaluated for impairment 166 328
Collectively evaluated for impairment 1,092 569
Total ending allowance balances 1,258 897
Ending loan recorded investment balances [Abstract]    
Individually Evaluated for Impairment 2,969 3,804
Collectively Evaluated for Impairment 47,249 38,404
Total ending loan balances 50,218 42,208
Real Estate Loans Secured by Farmland [Member]
   
Allowance for loan losses [Roll Forward]    
Beginning Balance 110 107
Charge-offs 0 0
Recoveries 0 0
Provision 25 3
Ending Balance 135 110
Ending allowance balance attributable to loans [Abstract]    
Individually evaluated for impairment 0 0
Collectively evaluated for impairment 135 110
Total ending allowance balances 135 110
Ending loan recorded investment balances [Abstract]    
Individually Evaluated for Impairment 0 0
Collectively Evaluated for Impairment 11,876 10,047
Total ending loan balances 11,876 10,047
Real Estate Secured by 1 - 4 Family Residential [Member]
   
Allowance for loan losses [Roll Forward]    
Beginning Balance 7,465 3,965
Charge-offs (893) (2,062)
Recoveries 388 41
Provision (684) 5,521
Ending Balance 6,276 7,465
Ending allowance balance attributable to loans [Abstract]    
Individually evaluated for impairment 2,724 3,076
Collectively evaluated for impairment 3,552 4,389
Total ending allowance balances 6,276 7,465
Ending loan recorded investment balances [Abstract]    
Individually Evaluated for Impairment 10,792 12,675
Collectively Evaluated for Impairment 249,828 224,085
Total ending loan balances 260,620 236,760
Other Real Estate Loans [Member]
   
Allowance for loan losses [Roll Forward]    
Beginning Balance 4,385 4,771
Charge-offs (760) (438)
Recoveries 86 98
Provision 637 (46)
Ending Balance 4,348 4,385
Ending allowance balance attributable to loans [Abstract]    
Individually evaluated for impairment 1,045 1,192
Collectively evaluated for impairment 3,303 3,193
Total ending allowance balances 4,348 4,385
Ending loan recorded investment balances [Abstract]    
Individually Evaluated for Impairment 10,640 10,313
Collectively Evaluated for Impairment 244,290 265,115
Total ending loan balances 254,930 275,428
Commercial [Member]
   
Allowance for loan losses [Roll Forward]    
Beginning Balance 1,621 1,055
Charge-offs (394) (180)
Recoveries 12 41
Provision 859 705
Ending Balance 2,098 1,621
Ending allowance balance attributable to loans [Abstract]    
Individually evaluated for impairment 338 502
Collectively evaluated for impairment 1,760 1,119
Total ending allowance balances 2,098 1,621
Ending loan recorded investment balances [Abstract]    
Individually Evaluated for Impairment 2,364 2,407
Collectively Evaluated for Impairment 116,209 92,020
Total ending loan balances 118,573 94,427
Consumer [Member]
   
Allowance for loan losses [Roll Forward]    
Beginning Balance 145 385
Charge-offs (72) (318)
Recoveries 33 28
Provision 90 50
Ending Balance 196 145
Ending allowance balance attributable to loans [Abstract]    
Individually evaluated for impairment 30 0
Collectively evaluated for impairment 166 145
Total ending allowance balances 196 145
Ending loan recorded investment balances [Abstract]    
Individually Evaluated for Impairment 30 0
Collectively Evaluated for Impairment 13,230 12,523
Total ending loan balances $ 13,260 $ 12,523
[1] Gross loan balances at December 31, 2012 and 2011 are net of deferred loan costs of $2.1 million and $1.9 million respectively.