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CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
INTEREST INCOME      
Interest and fees on loans $ 37,895 $ 39,392 $ 40,548
Interest and dividends on securities available for sale      
Taxable 6,408 6,627 4,733
Tax-exempt 2,403 2,363 2,514
Dividends 193 144 105
Interest on deposits in banks and federal funds sold 124 110 131
Total interest and dividend income 47,023 48,636 48,031
INTEREST EXPENSE      
Interest on deposits 6,916 8,867 12,033
Interest on securities sold under agreements to repurchase 332 293 205
Interest on short-term borrowings 392 318 393
Interest on FHLB borrowings and other debt 1,184 1,213 1,544
Total interest expense 8,824 10,691 14,175
NET INTEREST INCOME 38,199 37,945 33,856
Provision for loan losses 3,438 2,884 12,005
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 34,761 35,061 21,851
NONINTEREST INCOME      
Service charges on deposit accounts 2,197 2,095 1,884
Trust and investment advisory fee income 3,751 3,636 3,335
Gains on loans held for sale 21,014 11,906 11,945
Gains on securities available for sale, net 445 460 866
Total other-than-temporary impairment losses (46) (27) (901)
Portion of (gain) loss recognized in other comprehensive income 46 2 (202)
Net impairment losses 0 (25) (1,103)
Commissions on investment sales 518 393 344
Fees on mortgages held for sale 186 333 1,881
Other service charges, commissions and fees 541 452 467
Bank-owned life insurance 459 486 503
Other operating income 343 226 390
Total noninterest income 29,454 19,962 20,512
NONINTEREST EXPENSE      
Salaries and employees' benefits 30,417 27,373 24,103
Net occupancy and equipment expense 7,050 6,748 6,249
Advertising 2,034 1,399 1,071
Computer operations 1,572 1,501 1,324
Other real estate owned 2,721 2,564 2,468
Other taxes 813 812 798
Federal deposit insurance expense 1,050 1,260 1,907
Other operating expenses 8,602 7,354 9,331
Total noninterest expense 54,259 49,011 47,251
Income (loss) before income taxes 9,956 6,012 (4,888)
Income tax expense (benefit) 1,966 1,350 (2,562)
NET INCOME (LOSS) 7,990 4,662 (2,326)
Net (income) loss attributable to non- controlling interest (1,504) 298 (362)
Net income (loss) available to common shareholders $ 6,486 $ 4,960 $ (2,688)
Earnings (loss) per share:      
Basic (in dollars per share) $ 0.92 $ 0.71 $ (0.39)
Diluted (in dollars per share) $ 0.92 $ 0.71 $ (0.39)