Premises and Equipment, Net

12 Months Ended

Dec. 31, 2012

Premises and Equipment, Net [Abstract]

Note 5.

Premises and Equipment, Net

Premises and equipment consists of the following:

	2012			2011
	(In Thousands)
Land	$	2,370		$	2,379
Facilities	20,472			20,144
Furniture, fixtures, and equipment	12,362			12,861
Construction in process and deposits on equipment	1,489			1,633
	36,693			37,017
Less accumulated depreciation	(16,106		)	(15,711		)
Total	$	20,587		$	21,306

Depreciation expense was $1.7 million, $1.6 million, and $1.4 million for the years ended December 31, 2012, 2011, and 2010, respectively.

Pursuant to the terms of non-cancelable lease agreements in effect at December 31, 2012, pertaining to banking premises and equipment, future minimum rent commitments (in thousands) under various operating leases are as follows:

2013	$	3,531
2014		3,306
2015		3,004
2016		2,671
2017		2,594
Thereafter		17,866
	$	32,972

Rent expense was $3.6 million, $3.3 million, and $2.9 million for the years ended December 31, 2012, 2011, and 2010, respectively.

- Definition

The entire disclosure for long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software. This disclosure may include property plant and equipment accounting policies and methodology, a schedule of property, plant and equipment gross, additions, deletions, transfers and other changes, depreciation, depletion and amortization expense, net, accumulated depreciation, depletion and amortization expense and useful lives, income statement disclosures, assets held for sale and public utility disclosures.

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