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Allowance for Loan Losses
 12 Months Ended
Dec. 31, 2012
Allowance for Loan Losses [Abstract]  
Allowance for Loan Losses
Note 4.
Allowance for Loan Losses

The following tables present the changes in the allowance for loan losses balances by loan class for the years ended December 31, 2012 and December 31, 2011. The tables also include a presentation of the ending allowance for loan losses balance and the ending recorded investment in loans balances by class and by impairment evaluation method as of December 31, 2012 and December 31, 2011.


 
December 31, 2012
(In Thousands)
Real Estate Construction
 
Real Estate Secured by Farmland
 
Real Estate Secured by 1-4 Family Residential
 
Other Real Estate Loans
 
Commercial
 
Consumer
 
Total
Allowance for loan losses:
                         
Balance at December 31, 2011
$
897
   
$
110
   
$
7,465
   
$
4,385
   
$
1,621
   
$
145
   
$
14,623
 
Charge-offs
(2,152
)
 
—
   
(893
)
 
(760
)
 
(394
)
 
(72
)
 
(4,271
)
Recoveries
2
   
—
   
388
   
86
   
12
   
33
   
521
 
Provision
2,511
   
25
   
(684
)
 
637
   
859
   
90
   
3,438
 
Balance at December 31, 2012
$
1,258
   
$
135
   
$
6,276
   
$
4,348
   
$
2,098
   
$
196
   
$
14,311
 
Ending allowance balance:
                         
Ending allowance balance attributable to loans:
                         
Individually evaluated for impairment
$
166
   
$
—
   
$
2,724
   
$
1,045
   
$
338
   
$
30
   
$
4,303
 
Collectively evaluated for impairment
1,092
   
135
   
3,552
   
3,303
   
1,760
   
166
   
10,008
 
Total ending allowance balance
$
1,258
   
$
135
   
$
6,276
   
$
4,348
   
$
2,098
   
$
196
   
$
14,311
 
Ending loan recorded investment balances:
                         
Individually evaluated for impairment
$
2,969
   
$
—
   
$
10,792
   
$
10,640
   
$
2,364
   
$
30
   
$
26,795
 
Collectively evaluated for impairment
47,249
   
11,876
   
249,828
   
244,290
   
116,209
   
13,230
   
682,682
 
Total ending loans balance
$
50,218
   
$
11,876
   
$
260,620
   
$
254,930
   
$
118,573
   
$
13,260
   
$
709,477
 
 
 
December 31, 2011
(In Thousands)
Real Estate Construction
 
Real Estate Secured by Farmland
 
Real Estate Secured by 1-4 Family Residential
 
Other Real Estate Loans
 
Commercial
 
Consumer
 
Total
Allowance for loan losses:
                         
Balance at December 31, 2010
$
4,684
   
$
107
   
$
3,965
   
$
4,771
   
$
1,055
   
$
385
   
$
14,967
 
Charge-offs
(467
)
 
—
   
(2,062
)
 
(438
)
 
(180
)
 
(318
)
 
(3,465
)
Recoveries
29
   
—
   
41
   
98
   
41
   
28
   
237
 
Provision
(3,349
)
 
3
   
5,521
   
(46
)
 
705
   
50
   
2,884
 
Balance at December 31, 2011
$
897
   
$
110
   
$
7,465
   
$
4,385
   
$
1,621
   
$
145
   
$
14,623
 
Ending allowance balance:
                         
Ending allowance balance attributable to loans:
                         
Individually evaluated for impairment
$
328
   
$
—
   
$
3,076
   
$
1,192
   
$
502
   
$
—
   
$
5,098
 
Collectively evaluated for impairment
569
   
110
   
4,389
   
3,193
   
1,119
   
145
   
9,525
 
Total ending allowance balance
$
897
   
$
110
   
$
7,465
   
$
4,385
   
$
1,621
   
$
145
   
$
14,623
 
Ending loan recorded investment balances:
                         
Individually evaluated for impairment
$
3,804
   
$
—
   
$
12,675
   
$
10,313
   
$
2,407
   
$
—
   
$
29,199
 
Collectively evaluated for impairment
38,404
   
10,047
   
224,085
   
265,115
   
92,020
   
12,523
   
642,194
 
Total ending loans balance
$
42,208
   
$
10,047
   
$
236,760
   
$
275,428
   
$
94,427
   
$
12,523
   
$
671,393