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Allowance for Loan Losses
 6 Months Ended
Jun. 30, 2012
Allowance for Loan Losses [Abstract]  
Allowance for Loan Losses
Note 5.
Allowance for Loan Losses

The following tables present a rollforward of the changes in the allowance for loan losses balance by class of loan,  the balances in the allowance for loan losses and the recorded investment in loans by class of loan and, for the ending loan balances, based on impairment evaluation method as of June 30, 2012 and December 31, 2011.

   
June 30, 2012
        
(In Thousands)
      
   
Real Estate
Construction
 
Real Estate
Secured by
Farmland
 
Real Estate
Secured by 1-4
Family Residential
 
Other Real
Estate Loans
 
Commercial
 
Consumer
 
Total
Allowance for loan losses:
                    
Balances at December 31, 2011
 
$
897
   
$
110
   
$
7,465
   
$
4,385
   
$
1,621
   
$
145
   
$
14,623
 
Chargeoffs
 
(327
)
 
-
   
(580
)
 
(296
)
 
(166
)
 
(25
)
 
(1,394
)
Recoveries
 
-
   
-
   
147
   
40
   
6
   
25
   
218
 
Provision
 
1,358
   
(2
)
 
(1,423
)
 
1,159
   
397
   
33
   
1,522
 
Balances at June 30, 2012
 
$
1,928
   
$
108
   
$
5,609
   
$
5,288
   
$
1,858
   
$
178
   
$
14,969
 
Ending allowance balance:
                    
Ending allowance balance attributable to loans:
                    
Individually evaluated for impairment
 
$
126
   
$
-
   
$
2,398
   
$
1,049
   
$
325
   
$
-
   
$
3,898
 
Collectively evaluated for impairment
 
1,802
   
108
   
3,211
   
4,239
   
1,533
   
178
   
11,071
 
Total ending allowance balances
 
$
1,928
   
$
108
   
$
5,609
   
$
5,288
   
$
1,858
   
$
178
   
$
14,969
 
Ending loan recorded investment balances:
                    
Individually evaluated for impairment
 
$
1,954
   
$
-
   
$
9,233
   
$
9,723
   
$
2,226
   
$
-
   
$
23,136
 
Collectively evaluated for impairment
 
47,436
   
9,450
   
243,542
   
253,401
   
96,455
   
12,490
   
662,774
 
Total ending loan balances
 
$
49,390
   
$
9,450
   
$
252,775
   
$
263,124
   
$
98,681
   
$
12,490
   
$
685,910
 
 
 


   
December 31, 2011
        
(In Thousands)
      
   
Real Estate
Construction
 
Real Estate
Secured by
Farmland
 
Real Estate
Secured by 1-4
Family Residential
 
Other Real
Estate Loans
 
Commercial
 
Consumer
 
Total
Allowance for loan losses:
                    
Balances at December 31, 2010
 
$
4,684
   
$
107
   
$
3,965
   
$
4,771
   
$
1,055
   
$
385
   
$
14,967
 
Chargeoffs
 
(467
)
 
-
   
(2,062
)
 
(438
)
 
(180
)
 
(318
)
 
(3,465
)
Recoveries
 
29
   
-
   
41
   
98
   
41
   
28
   
237
 
Provision
 
(3,349
)
 
3
   
5,521
   
(46
)
 
705
   
50
   
2,884
 
Balances at December 31, 2011
 
$
897
   
$
110
   
$
7,465
   
$
4,385
   
$
1,621
   
$
145
   
$
14,623
 
Ending allowance balance:
                    
Ending allowance balance attributable to loans:
                    
Individually evaluated for impairment
 
$
328
   
$
-
   
$
3,076
   
$
1,192
   
$
502
   
$
-
   
$
5,098
 
Collectively evaluated for impairment
 
569
   
110
   
4,389
   
3,193
   
1,119
   
145
   
9,525
 
Total ending allowance balances
 
$
897
   
$
110
   
$
7,465
   
$
4,385
   
$
1,621
   
$
145
   
$
14,623
 
Ending loan recorded investment balances:
                    
Individually evaluated for impairment
 
$
3,804
   
$
-
   
$
12,675
   
$
10,313
   
$
2,407
   
$
-
   
$
29,199
 
Collectively evaluated for impairment
 
38,404
   
10,047
   
224,085
   
265,115
   
92,020
   
12,523
   
642,194
 
Total ending loan balances
 
$
42,208
   
$
10,047
   
$
236,760
   
$
275,428
   
$
94,427
   
$
12,523
   
$
671,393