Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Cash Flows From Operating Activities
Net income	$ 1,233	$ 997
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	478	470
Equity in (undistributed earnings) of affiliate	(3)	(22)
Provision for loan losses	792	454
Net (gain) on securities available for sale	(140)	(35)
Other than temporary impairment loss	0	1
Net loss on disposal of assets	7	39
Premium amortization on securities, net	918	766
Origination of loans held for sale	(211,159)	(136,432)
Proceeds from sales of loans held for sale	226,415	163,315
Net (gains) on mortgages held for sale	(3,769)	(1,929)
Share-based compensation	81	47
Net loss on sale of other real estate owned	14	66
Valuation adjustment on other real estate owned	54	200
Decrease in prepaid FDIC insurance	240	363
Changes in assets and liabilities:
Decrease in other assets	1,257	306
Increase in other liabilities	563	34
Net cash provided by operating activities	16,981	28,640
Cash Flows from Investing Activities
Proceeds from maturity, principal paydowns and calls of securities available for sale	20,607	18,799
Proceeds from sale of securities available for sale	3,147	9,412
Purchase of securities available for sale	(38,960)	(34,565)
Purchase of restricted stock	(548)	(450)
Purchases of bank premises and equipment	(204)	(253)
Net (increase) in loans	(15,287)	(3,122)
Proceeds from sale of other real estate owned	213	0
Net cash provided by (used in) investing activities	(31,032)	(10,179)
Cash Flows from Financing Activities
Net increase in non-interest-bearing and interest-bearing demand deposits and savings accounts	21,549	3,747
Net (decrease) increase in certificates of deposit	354	(28,598)
Increase in securities sold under agreements to repurchase	468	2,401
Proceeds from short-term borrowings	33,971	19,302
Payments on short-term borrowings	(48,136)	(28,378)
Proceeds from FHLB borrowings	32,912	20,000
Payments on FHLB borrowings	(32,912)	(10,000)
Distributions to non-controlling interest	(38)	(15)
Payment of dividends on common stock	(350)	(347)
Net cash provided by (used in) financing activities	7,818	(21,888)
Decrease in cash and and cash equivalents	(6,233)	(3,427)
Cash and Cash Equivalents
Beginning	51,270	64,724
Ending	45,037	61,297
Cash payments for:
Interest	2,503	2,667
Income taxes	100	0
Supplemental Disclosure of Non-cash Transactions
Unrealized gain on securities available for sale	914	745
Change in market value of interest rate swap	80	60
Transfer of loans to other real estate owned	3,906	407
Loans originated from sale of other real estate owned	$ 149	$ 533