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Allowance for Loan Losses
 3 Months Ended
Mar. 31, 2012
Allowance for Loan Losses [Abstract]  
Allowance for Loan Losses
Note 5.  Allowance for Loan Losses

The following tables present a rollforward of the changes in the allowance for loan losses balance by class of loan,  the balances in the allowance for loan losses and the recorded investment in loans by class of loan and, for the ending loan balances, based on impairment evaluation method as of March 31, 2012 and December 31, 2011.
 
 
March 31, 2012
         
(In Thousands)
       
 
Real Estate
Construction
 
Real Estate
Secured by
Farmland
 
Real Estate
Secured by 1-4
Family Residential
 
Other Real
Estate Loans
 
Commercial
 
Consumer
 
Total
Allowance for loan losses:
                         
Balances at December 31, 2011
$
897
   
$
110
   
$
7,465
   
$
4,385
   
$
1,621
   
$
145
   
$
14,623
 
Chargeoffs
(186
)
 
-
   
(353
)
 
-
   
(155
)
 
(6
)
 
(700
)
Recoveries
-
   
-
   
114
   
20
   
2
   
10
   
146
 
Provision
1,958
   
(8
)
 
(1,510
)
 
369
   
(19
)
 
2
   
792
 
Balances at March 31, 2012
$
2,669
   
$
102
   
$
5,716
   
$
4,774
   
$
1,449
   
$
151
   
$
14,861
 
Ending allowance balance:
                         
Ending allowance balance attributable to loans:
                         
Individually evaluated for impairment
$
89
   
$
-
   
$
2,676
   
$
1,280
   
$
414
   
$
12
   
$
4,471
 
Collectively evaluated for impairment
2,580
   
102
   
3,040
   
3,494
   
1,035
   
139
   
10,390
 
Total ending allowance balances
$
2,669
   
$
102
   
$
5,716
   
$
4,774
   
$
1,449
   
$
151
   
$
14,861
 
Ending loan recorded investment balances:
                         
Individually evaluated for impairment
$
2,241
   
$
-
   
$
10,089
   
$
11,618
   
$
2,341
   
$
12
   
$
26,301
 
Collectively evaluated for impairment
44,848
   
9,616
   
239,045
   
261,301
   
89,030
   
12,228
   
656,068
 
Total ending loan balances
$
47,089
   
$
9,616
   
$
249,134
   
$
272,919
   
$
91,371
   
$
12,240
   
$
682,369
 
 
 
December 31, 2011
         
(In Thousands)
       
 
Real Estate
Construction
 
Real Estate
Secured by
Farmland
 
Real Estate
Secured by 1-4
Family Residential
 
Other Real
Estate Loans
 
Commercial
 
Consumer
 
Total
Allowance for loan losses:
                         
Balances at December 31, 2010
$
4,684
   
$
107
   
$
3,965
   
$
4,771
   
$
1,055
   
$
385
   
$
14,967
 
Chargeoffs
(467
)
 
-
   
(2,062
)
 
(438
)
 
(180
)
 
(318
)
 
(3,465
)
Recoveries
29
   
-
   
41
   
98
   
41
   
28
   
237
 
Provision
(3,349
)
 
3
   
5,521
   
(46
)
 
705
   
50
   
2,884
 
Balances at December 31, 2011
$
897
   
$
110
   
$
7,465
   
$
4,385
   
$
1,621
   
$
145
   
$
14,623
 
Ending allowance balance:
                         
Ending allowance balance attributable to loans:
                         
Individually evaluated for impairment
$
328
   
$
-
   
$
3,076
   
$
1,192
   
$
502
   
$
-
   
$
5,098
 
Collectively evaluated for impairment
569
   
110
   
4,389
   
3,193
   
1,119
   
145
   
9,525
 
Total ending allowance balances
$
897
   
$
110
   
$
7,465
   
$
4,385
   
$
1,621
   
$
145
   
$
14,623
 
Ending loan recorded investment balances:
                         
Individually evaluated for impairment
$
3,804
   
$
-
   
$
12,675
   
$
10,313
   
$
2,407
   
$
-
   
$
29,199
 
Collectively evaluated for impairment
38,404
   
10,047
   
224,085
   
265,115
   
92,020
   
12,523
   
642,194
 
Total ending loan balances
$
42,208
   
$
10,047
   
$
236,760
   
$
275,428
   
$
94,427
   
$
12,523
   
$
671,393