Related Party Transactions

12 Months Ended

Dec. 31, 2011

Related Party Transactions [Abstract]

Related Party Transactions

Note 11.                Related Party Transactions

The Company's subsidiary bank has had, and may be expected to have in the future, banking transactions in the ordinary course of business with directors, principal officers, their immediate families and affiliated companies in which they are principal stockholders (commonly referred to as related parties).  Any loans made to related parties of the Company or related parties of any of its affiliates or subsidiaries were made on substantially the same terms, including interest rates and collateral, as those prevailing at the time of origination for comparable loans with persons not related to the lender; and did not involve more than the normal risk of collectability or present other unfavorable features.

These persons and firms were indebted to the subsidiary bank for loans as follows:

	2011			2010
	(In Thousands)
Balance, January 1	$	12,647		$	5,760
Principal additions	6,811			10,926
Principal payments	(1,043		)	(4,039		)
Balance, December 31	$	18,415		$	12,647

Additionally, unused commitments to extend credit to these persons and firms amounted to $3.8 million at December 31, 2011 and $3.4 million at December 31, 2010.

These same persons and firms had accounts with the subsidiary bank for deposits totaling $7.0 million and  $1.5 million at December 31, 2011 and 2010, respectively.