-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 D50mSDa+JsngnYjhFtK8JJ0vPlk1SJVJNs78Ml23wUKbeA3ppMoXAuq/F0sPLUOk
 wen2nmYg8iJHiyaUTO9wGg==

<SEC-DOCUMENT>0001002105-06-000301.txt : 20061128
<SEC-HEADER>0001002105-06-000301.hdr.sgml : 20061128
<ACCEPTANCE-DATETIME>20061128131303
ACCESSION NUMBER:		0001002105-06-000301
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20061115
FILED AS OF DATE:		20061128
DATE AS OF CHANGE:		20061128

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MIDDLEBURG FINANCIAL CORP
		CENTRAL INDEX KEY:			0000914138
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				541696103
		STATE OF INCORPORATION:			VA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		111 W WASHINGTON ST
		STREET 2:		C/O MIDDLEBURG BANK
		CITY:			MIDDLEBURG
		STATE:			VA
		ZIP:			22117
		BUSINESS PHONE:		5406876377

	MAIL ADDRESS:	
		STREET 1:		111 WEST WASHINGTON STREET
		STREET 2:		C/O MIDDLEBURG BANK
		CITY:			MIDDLEBURG
		STATE:			VA
		ZIP:			22117

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	INDEPENDENT COMMUNITY BANKSHARES INC
		DATE OF NAME CHANGE:	19931027

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			NEUHARTH JANET A
		CENTRAL INDEX KEY:			0001382179

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-24159
		FILM NUMBER:		061241561

	BUSINESS ADDRESS:	
		BUSINESS PHONE:		5406876377

	MAIL ADDRESS:	
		STREET 1:		111 W WASHINGTON ST
		CITY:			MIDDLEBURG
		STATE:			VA
		ZIP:			22117
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>f3neuharth_ex.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>3</documentType>

    <periodOfReport>2006-11-15</periodOfReport>

    <noSecuritiesOwned>0</noSecuritiesOwned>

    <issuer>
        <issuerCik>0000914138</issuerCik>
        <issuerName>MIDDLEBURG FINANCIAL CORP</issuerName>
        <issuerTradingSymbol>MBRG</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001382179</rptOwnerCik>
            <rptOwnerName>NEUHARTH JANET A</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>111 W WASHINGTON ST</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>MIDDLEBURG</rptOwnerCity>
            <rptOwnerState>VA</rptOwnerState>
            <rptOwnerZipCode>22117</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>0</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <ownerSignature>
        <signatureName>/s/ Kathleen J. Chappell, Power of Attorney for Janet A. Neuharth</signatureName>
        <signatureDate>2006-11-28</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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