XML 28 R13.htm IDEA: XBRL DOCUMENT v3.6.0.2
Allowance for Loan Losses
12 Months Ended
Dec. 31, 2016
Allowance for Loan Losses [Abstract]  
Allowance for Loan Losses
Allowance for Loan Losses

The following table presents the total allowance for loan losses, the allowance by impairment methodology (individually evaluated for impairment or collectively evaluated for impairment), the total loans and loans by impairment methodology (individually evaluated for impairment or collectively evaluated for impairment).
 
December 31, 2016
(Dollars in thousands)
Real Estate Construction
 
Real Estate Secured by Farmland
 
Real Estate Secured by 1-4 Family Residential
 
Other Real Estate Loans
 
Commercial
 
Consumer
 
Total
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance December 31, 2015
$
905

 
$
192

 
$
3,341

 
$
3,761

 
$
1,706

 
$
1,141

 
$
11,046

Charge-offs
(388
)
 

 
(1,021
)
 
(126
)
 
(639
)
 
(20
)
 
(2,194
)
Recoveries
129

 

 
395

 
32

 
85

 
58

 
699

Provision
293

 
(65
)
 
(453
)
 
(500
)
 
2,781

 
(203
)
 
1,853

Balance December 31, 2016
$
939

 
$
127

 
$
2,262

 
$
3,167

 
$
3,933

 
$
976

 
$
11,404

Ending allowance:
 

 
 

 
 

 
 

 
 
 
 
 
 
Ending allowance balance attributable to loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$

 
$

 
$
251

 
$
206

 
$
2,539

 
$
842

 
$
3,838

Collectively evaluated for impairment
939

 
127

 
2,011

 
2,961

 
1,394

 
134

 
7,566

Total ending allowance balance
$
939

 
$
127

 
$
2,262

 
$
3,167

 
$
3,933

 
$
976

 
$
11,404

Loans:
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
28

 
$
7,972

 
$
1,347

 
$
4,947

 
$
4,604

 
$
1,871

 
$
20,769

Collectively evaluated for impairment
35,599

 
8,796

 
312,698

 
278,666

 
186,163

 
17,406

 
839,328

Total ending loans balance
$
35,627

 
$
16,768

 
$
314,045

 
$
283,613

 
$
190,767

 
$
19,277

 
$
860,097

 
December 31, 2015
(Dollars in thousands)
Real Estate Construction
 
Real Estate Secured by Farmland
 
Real Estate Secured by 1-4 Family Residential
 
Other Real Estate Loans
 
Commercial
 
Consumer
 
Total
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at December 31, 2014
$
550

 
$
179

 
$
3,966

 
$
3,916

 
$
2,354

 
$
821

 
$
11,786

Charge-offs

 

 
(344
)
 
(9
)
 
(3,281
)
 
(57
)
 
(3,691
)
Recoveries
246

 

 
359

 
28

 
14

 
11

 
658

Provision
109

 
13

 
(640
)
 
(174
)
 
2,619

 
366

 
2,293

Balance at December 31, 2015
$
905

 
$
192

 
$
3,341

 
$
3,761

 
$
1,706

 
$
1,141

 
$
11,046

Ending allowance:
 

 
 

 
 

 
 

 
 
 
 
 
 
Ending allowance balance attributable to loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
53

 
$

 
$
1,120

 
$
464

 
$
27

 
$
1,000

 
$
2,664

Collectively evaluated for impairment
852

 
192

 
2,221

 
3,297

 
1,679

 
141

 
8,382

Total ending allowance balance
$
905

 
$
192

 
$
3,341

 
$
3,761

 
$
1,706

 
$
1,141

 
$
11,046

Loans:
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
203

 
$
7,903

 
$
5,127

 
$
4,196

 
$
1,517

 
$
1,898

 
$
20,844

Collectively evaluated for impairment
39,470

 
11,159

 
274,969

 
253,839

 
188,965

 
16,435

 
784,837

Total ending loans balance
$
39,673

 
$
19,062

 
$
280,096

 
$
258,035

 
$
190,482

 
$
18,333

 
$
805,681



 
December 31, 2014
(Dollars in thousands)
Real Estate Construction
 
Real Estate Secured by Farmland
 
Real Estate Secured by 1-4 Family Residential
 
Other Real Estate Loans
 
Commercial
 
Consumer
 
Total
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at December 31, 2013
$
847

 
$
166

 
$
6,734

 
$
3,506

 
$
1,890

 
$
177

 
$
13,320

Adjustment for the sale of majority interest in consolidated subsidiary

 

 
(95
)
 

 

 

 
(95
)
Charge-offs
(1,186
)
 

 
(1,380
)
 
(747
)
 
(959
)
 
(36
)
 
(4,308
)
Recoveries
258

 

 
342

 
110

 
104

 
95

 
909

Provision
631

 
13

 
(1,635
)
 
1,047

 
1,319

 
585

 
1,960

Balance at December 31, 2014
$
550

 
$
179

 
$
3,966

 
$
3,916

 
$
2,354

 
$
821

 
$
11,786

Ending allowance:
 

 
 

 
 

 
 

 
 
 
 
 
 
Ending allowance balance attributable to loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
66

 
$

 
$
1,370

 
$
294

 
$
292

 
$
647

 
$
2,669

Collectively evaluated for impairment
484

 
179

 
2,596

 
3,622

 
2,062

 
174

 
9,117

Total ending allowance balance
$
550

 
$
179

 
$
3,966

 
$
3,916

 
$
2,354

 
$
821

 
$
11,786

Loans:
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
246

 
$
7,903

 
$
5,613

 
$
4,531

 
$
846

 
$
3,019

 
$
22,158

Collectively evaluated for impairment
32,804

 
11,805

 
259,603

 
250,705

 
162,423

 
15,348

 
732,688

Total ending loans balance
$
33,050

 
$
19,708

 
$
265,216

 
$
255,236

 
$
163,269

 
$
18,367

 
$
754,846