CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 5,557	$ 5,489
Interest bearing deposits with other banks	50,234	33,739
Total cash and cash equivalents	55,791	39,228
Securities held to maturity, fair value of $10,957 and $4,163, respectively	10,727	4,207
Securities available for sale, at fair value	352,618	374,571
Restricted securities, at cost	5,562	6,411
Loans, net of allowance for loan losses of $11,200 and $11,046, respectively	834,690	794,635
Loans held for sale	669	0
Premises and equipment, net	18,755	19,531
Goodwill and identified intangibles, net	3,507	3,636
Other real estate owned, net of valuation allowance	3,387	3,345
Bank owned life insurance	23,761	23,273
Accrued interest receivable and other assets	25,535	26,026
TOTAL ASSETS	1,335,002	1,294,863
Deposits:
Non-interest bearing demand deposits	267,017	235,897
Savings and interest bearing demand deposits	562,954	560,328
Time deposits	261,534	244,575
Total deposits	1,091,505	1,040,800
Securities sold under agreements to repurchase	31,540	26,869
Federal Home Loan Bank borrowings	63,500	85,000
Subordinated notes	5,155	5,155
Accrued interest payable and other liabilities	14,382	13,485
TOTAL LIABILITIES	1,206,082	1,171,309
Commitments and contingencies
SHAREHOLDERS' EQUITY
Common stock ($2.50 par value; 20,000,000 shares authorized; 7,103,358 and 7,085,217 issued and outstanding, respectively)	17,331	17,330
Capital surplus	44,186	44,155
Retained earnings	64,600	60,392
Accumulated other comprehensive income	2,803	1,677
TOTAL SHAREHOLDERS' EQUITY	128,920	123,554
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 1,335,002	$ 1,294,863