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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Jun. 30, 2016
Dec. 31, 2015
ASSETS    
Cash and due from banks $ 6,548 $ 5,489
Interest bearing deposits with other banks 26,072 33,739
Total cash and cash equivalents 32,620 39,228
Securities held to maturity, fair value of $11,080 and $4,163, respectively 10,727 4,207
Securities available for sale, at fair value 347,183 374,571
Restricted securities, at cost 6,243 6,411
Loans, net of allowance for loan losses of $11,527 and $11,046, respectively 843,120 794,635
Loans held for sale 189 0
Premises and equipment, net 18,944 19,531
Goodwill and identified intangibles, net 3,550 3,636
Other real estate owned, net of valuation allowance 3,553 3,345
Bank owned life insurance 23,596 23,273
Accrued interest receivable and other assets 24,611 26,026
TOTAL ASSETS 1,314,336 1,294,863
Deposits:    
Non-interest bearing demand deposits 249,236 235,897
Savings and interest bearing demand deposits 546,012 560,328
Time deposits 261,121 244,575
Total deposits 1,056,369 1,040,800
Securities sold under agreements to repurchase 31,043 26,869
Federal Home Loan Bank borrowings 79,500 85,000
Subordinated notes 5,155 5,155
Accrued interest payable and other liabilities 14,230 13,485
TOTAL LIABILITIES 1,186,297 1,171,309
Commitments and contingencies
SHAREHOLDERS' EQUITY    
Common stock ($2.50 par value; 20,000,000 shares authorized; 7,101,390 and 7,085,217 issued and outstanding, respectively) 17,326 17,330
Capital surplus 43,923 44,155
Retained earnings 63,259 60,392
Accumulated other comprehensive income 3,531 1,677
TOTAL SHAREHOLDERS' EQUITY 128,039 123,554
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 1,314,336 $ 1,294,863