CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
INTEREST INCOME
Interest and fees on loans	$ 8,230	$ 8,243
Interest and dividends on securities
Taxable	2,073	1,906
Tax-exempt	452	461
Dividends	69	59
Interest on deposits with other banks and federal funds sold	48	30
Total interest and dividend income	10,872	10,699
INTEREST EXPENSE
Interest on deposits	871	855
Interest on securities sold under agreements to repurchase	1	45
Interest on FHLB borrowings and other debt	251	168
Total interest expense	1,123	1,068
NET INTEREST INCOME	9,749	9,631
Provision for loan losses	300	450
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	9,449	9,181
NON-INTEREST INCOME
Service charges on deposit accounts	279	259
Trust services income	1,158	1,218
ATM fee income	327	299
Gains on sales of loans held for sale, net	9	0
Gains on sales of securities available for sale, net	163	101
Commissions on investment sales	132	129
Bank owned life insurance	161	160
Other operating income	221	842
Total non-interest income	2,450	3,008
NON-INTEREST EXPENSE
Salaries and employee benefits	4,812	4,848
Occupancy and equipment	1,315	1,339
Advertising	55	133
Computer operations	720	490
Other real estate owned	167	67
Other taxes	235	223
Federal deposit insurance	175	211
ATM expense	163	129
Audits and exams	147	105
Other operating expenses	1,467	1,355
Total non-interest expense	9,256	8,900
Income before income taxes	2,643	3,289
Income tax expense	588	841
NET INCOME	$ 2,055	$ 2,448
Earnings per share:
Basic (in dollars per share)	$ 0.29	$ 0.34
Diluted (in dollars per share)	$ 0.29	$ 0.34