CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 4,586	$ 5,489
Interest bearing deposits with other banks	61,135	33,739
Total cash and cash equivalents	65,721	39,228
Securities held to maturity, fair value of $9,209 and $4,163, respectively	9,227	4,207
Securities available for sale, at fair value	377,025	374,571
Restricted securities, at cost	6,901	6,411
Loans, net of allowance for loan losses of $11,330 and $11,046, respectively	813,221	794,635
Premises and equipment, net	19,316	19,531
Goodwill and identified intangibles, net	3,593	3,636
Other real estate owned, net of valuation allowance	3,727	3,345
Bank owned life insurance	23,434	23,273
Accrued interest receivable and other assets	25,956	26,026
TOTAL ASSETS	1,348,121	1,294,863
Deposits:
Non-interest bearing demand deposits	250,915	235,897
Savings and interest bearing demand deposits	567,428	560,328
Time deposits	265,555	244,575
Total deposits	1,083,898	1,040,800
Securities sold under agreements to repurchase	25,294	26,869
Federal Home Loan Bank borrowings	95,000	85,000
Subordinated notes	5,155	5,155
Accrued interest payable and other liabilities	13,549	13,485
TOTAL LIABILITIES	$ 1,222,896	$ 1,171,309
Commitments and contingencies
SHAREHOLDERS' EQUITY
Common stock ($2.50 par value; 20,000,000 shares authorized; 7,099,002 and 7,085,217 issued and outstanding, respectively)	$ 17,304	$ 17,330
Capital surplus	43,625	44,155
Retained earnings	61,529	60,392
Accumulated other comprehensive income	2,767	1,677
TOTAL SHAREHOLDERS' EQUITY	125,225	123,554
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 1,348,121	$ 1,294,863