Deposits

The Company has developed an interest bearing product that integrates the use of the cash within client accounts at Middleburg Trust Company for overnight funding at Middleburg Bank. The overall balance of this product was $34.0 million and $42.2 million at December 31, 2015 and 2014, respectively.

The aggregate amount of jumbo time deposits, each with a minimum denomination of $250,000, was approximately $91.0 million and $81.5 million at December 31, 2015 and 2014, respectively.

At December 31, 2015, the scheduled maturities of time deposits (in thousands) are as follows:



2016	$	138,694
2017	84,926
2018	11,444
2019	3,148
2020	6,363
	$	244,575

At December 31, 2015 and 2014, overdraft demand deposits reclassified to loans totaled $358,000 and $148,000, respectively.

Middleburg Bank obtains certain deposits through the efforts of third-party brokers. At December 31, 2015 and 2014, brokered deposits totaled $38.7 million and $48.7 million, respectively, and were included in time deposits.